With legal protection insurance the insurance benefits basically include lawyer fees, costs for reports and court fees, advance bail money as well as lawsuit compensation to the opposing party. In the case of defeat, the insurance company also covers the lawyer and court costs of the opposing party.
The maximum coverage is CHF 250,000 per case with most insurance companies.
Legal protection insurance covers the lawyer costs concerning legal disputes in the insured areas. Generally the lawyers’ invoice is sent directly to the insurance after a confirmation of cost coverage. Usually, the insurance sum is stipulated at a maximum of CHF 250,000 per damage event.
However, lawyer costs are not generally covered, for not all insurance companies offer free choice of lawyer . If a free choice is important to you, you should especially consider this point when deciding on an insurance company.