Legal protection

Subjective risk

The term " risk" is used to describe the possibility of the occurrence of a certain event causing damage against which the policyholder is insured. The occurrence of this event is therefore uncertain and incidental.
However, if the risk can be influenced by the behaviour of the persons insured, in particular, if the occurrence of the insured event and the amount of benefits can be influenced by these persons, the term "subjective risks" will apply.