Not everybody needs legal protection insurance. Before buying insurance for legal protection, you should consider the following alternatives:
- Matters pertaining to employment laws are not liable to court costs if the amount involved in the case is less than CHF 30,000.
- If your financial assets are modest enough, your case will be conducted for free.
- If you are living on the breadline, you also have the right to free legal representation, if this is necessary for pending court cases.
Protection may also be offered in certain areas (by trade unions, tenants' and homeowner associations etc. or even by your credit card).
TIP: If this is the case, you may wish to expand coverage to other areas (if necessary and possible).