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Fire damage

Fire damage can be caused by combustion, lightning, explosions and short circuits.

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A woman stands in front of a motorcycle with smoke coming from it.

iStock / SimonSkafar

Damage to one's own motorbike caused by

  • fire,

  • lightning,

  • explosions,

  • short-circuiting.

Damage to electronic and electric equipment due to inner defects is not covered. Some insurers state in their general insurance conditions that they will also cover damage to the motorbike caused by attemps to extinguish the fire.

Tip: The older the motorbike, the higher the risk of it catching fire due to a technical defect. However, its damage potential will be lower since old motorbikes are worth less than new ones.