Letter template for cancelling your health insurance
If you wish to cancel your health insurance, you need to send a cancellation letter to your health insurer. Comparis has created templates you can use to cancel your health insurance.
16.11.2023
iStock/AndreyPopov
1. Letter template for cancelling basic insurance
As a rule, you can cancel compulsory health insurance with effect from the end of the year. Your health insurer must receive your cancellation letter by 30 November. The postmark date on the letter does not count. In the article about cancelling your health insurance, you can find more details about this.
It’s best to send the cancellation letter by registered post. Some health insurance companies do accept cancellations via email, but a registered letter is always the safest option. This way, you have legally binding proof of delivery.
If it’s already too late to send a registered letter, you can also take the cancellation letter to your insurer in person. Make sure you get confirmation that you handed the letter in.
You can create your cancellation letter quickly and easily using the Comparis form.
Choose a new health insurance policy
Are you looking to change your health insurance, but haven’t yet decided on a new provider? Compare benefits and premiums with our free comparison service.
When do I need to take out accident insurance with a health insurance company?
Do you work at least eight hours a week for a single employer? If so, you are insured against accidents under the Accident Insurance Act. You don’t need to take out accident insurance through your health insurance company .
Letter template for suspending basic insurance
If you undertake military or civilian service for more than 60 consecutive days, you can suspend basic insurance for the period of your service. Here you can download a letter template for suspending during military service.
2. Letter template for cancelling supplemental insurance
The cancellation deadline for supplemental insurance varies from insurer to insurer. Be sure to wait until your application for the new supplemental insurance plan has been approved before sending the cancellation letter to your current insurer. For more information, see the article How to cancel and switch supplemental insurance.
This article was first published on 08.11.2022
