1. What is Finpension?
Finpension is a stock company that offers various pension products. Finpension is available as an app or web version. Products include:
Pillar 3a funds
Vested benefits account
1e cadre pension
In the case of pillar 3a funds, Finpension offers six different investment strategies with equity shares between 0% and 100%. You can customize the strategies according to your wishes. You can also choose from different investment themes: global, Swiss or sustainable.
2. How high are the fees charged by Finpension?
Finpension will charge you a flat-rate administrative fee. For the pillar 3a fund, the fee is 0.39%. The funds may also incur total expense ratio (TER) costs that are directly charged to the fund’s assets.
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3. What are the advantages of Finpension?
Account can be opened digitally
Flat fee of 0.39%
Funds from Credit Suisse or Swisscanto
Individual strategy adjustments are possible
No foreign currency exchange fees
No issuing commission
No transaction or custody fees
For foreign funds: no withholding taxes
4. How can I register with Finpension?
Registration is possible via the web version or the app. You only need a valid mobile phone number to register. Once this has been confirmed, you can choose between the different investment strategies. Finally, you must provide your name and address, marital status and e-mail address.
Good to know: once you register, you don’t have to deposit anything. There is also no minimum contract period.
You can download the Finpension app in the Android and iOS stores.
This article was first published on 12.07.2022
