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Submit an enquiry at to find the best deal.

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Access to the entire market with just one enquiry
High chance of loan approval
Fast, reliable and non-binding – our experts will find the best conditions to fit your needs
Money and personal loans are sensitive subjects. But I never once felt uncomfortable, and would like to thank Credaris for their wonderful work and excellent service.
A.K., Credaris customer
Credaris is a partner service of
Since I found out that I can avoid a negative credit record by finding a loan through Comparis/Credaris, this is who I turn to first – in the knowledge that they will find the right loan for me.
M.K., Credaris customer
Credaris is a partner service of
Many thanks for such terrific support. Your painstaking approach meant that I was able to find a loan despite my situation.
R.R., Credaris customer
Credaris is a partner service of
I would not hesitate to recommend the services of Credaris and the experience I had with them. Their attitude was consistently friendly and positive, which is not always a given.
W.B., Credaris customer
Credaris is a partner service of
Their attitude was consistently friendly and positive, which is not always a given.
S.B., Credaris customer
Credaris is a partner service of

Calculate your borrowing capacity

Use the credit limit calculator to quickly work out your maximum borrowing capacity in accordance with the guidelines of the Consumer Credit Act (KKG).

Compare lenders

Our lender comparison for personal loans gives you an overview of interest rates, repayment terms and possible instalments for your loan. But remember – low interest rates come with stricter lending criteria and are not suitable for everyone.

Save money by refinancing

It's worth having the terms of your loan checked – you could save up to CHF 1,600. With a personal, no-obligation comparison from, you can find out whether your loan is available at lower rates and whether it's worth refinancing. Apply now with no obligation and work out how much you could save.

Comparison of Swiss personal loans

Taking out a new loan
Each bank defines its own specific lending criteria. Your personal situation determines which bank will lend you money under what conditions and at what rates. Each application to a bank or lender is recorded at the Central Office for Credit Information (ZEK). To reduce the risk of you receiving a negative entry and improve your chances of getting a loan, we can perform an independent comparison on your behalf to find out what interest rate you could be offered and which lender would be a good fit for you.

Submit loan enquiry
Interest rate and lender comparison
Personal loans have repayment terms of between 6 and 84 months. Whether and under what conditions you are granted a loan depends on factors such as your personal income and expenditure and your likely payment practices. You will therefore need to submit a loan enquiry in order to find out what interest rate will apply to you personally. Under current law, the effective annual interest rate may not exceed 10 per cent. Note that some banks may charge extra fees for services like providing paper statements.

Compare lenders
Refinance or top up a loan
It's possible for a borrower's situation or market conditions to change during the repayment term of a personal loan. It is therefore worth checking whether a cheaper personal loan might be available. You are allowed to switch to a different lender free of charge at any time. You can also check the conditions of your current loan without obligation or increase the loan amount. The team of experts at Credaris, an independent partner service of, will be pleased to help you select the right lender and the best personal loan for your needs.

Refinance loan

Get the right loan in just a few steps

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Tips and information on the subject of loans

Loan illustration: Loan amount of CHF 20,000. Effective annual interest rate of 1) 4.4% to 2) 9.95%. Over 36 months, this generates interest or costs of 1) CHF 1,357.90 to 2) CHF 3,071.55 and a monthly instalment of 1) CHF 593.30 to 2) CHF 640.90.