Submit an enquiry at comparis.ch to find the best deal.
Access to the entire market with just one enquiry
High chance of loan approval
Fast, reliable and non-binding – our experts will find the best conditions to fit your needs
Money and personal loans are sensitive subjects. But I never once felt uncomfortable, and would like to thank Credaris for their wonderful work and excellent service.
A.K., Credaris customer
Credaris is a partner service of comparis.ch
Since I found out that I can avoid a negative credit record by finding a loan through Comparis/Credaris, this is who I turn to first – in the knowledge that they will find the right loan for me.
M.K., Credaris customer
Credaris is a partner service of comparis.ch
Many thanks for such terrific support. Your painstaking approach meant that I was able to find a loan despite my situation.
R.R., Credaris customer
Credaris is a partner service of comparis.ch
I would not hesitate to recommend the services of Credaris and the experience I had with them. Their attitude was consistently friendly and positive, which is not always a given.
W.B., Credaris customer
Credaris is a partner service of comparis.ch
Their attitude was consistently friendly and positive, which is not always a given.
S.B., Credaris customer
Credaris is a partner service of comparis.ch
Calculate your borrowing capacity
Use the credit limit calculator to quickly work out your maximum borrowing capacity in accordance with the guidelines of the Consumer Credit Act (KKG).
Compare lenders
Our lender comparison for personal loans gives you an overview of interest rates, repayment terms and possible instalments for your loan. But remember – low interest rates come with stricter lending criteria and are not suitable for everyone.
It's worth having the terms of your loan checked – you could save up to CHF 1,600. With a personal, no-obligation comparison from comparis.ch, you can find out whether your loan is available at lower rates and whether it's worth refinancing. Apply now with no obligation and work out how much you could save.
Each bank defines its own specific lending criteria. Your personal situation determines which bank will lend you money under what conditions and at what rates. Each application to a bank or lender is recorded at the Central Office for Credit Information (ZEK). To reduce the risk of you receiving a negative entry and improve your chances of getting a loan, we can perform an independent comparison on your behalf to find out what interest rate you could be offered and which lender would be a good fit for you.
Personal loans have repayment terms of between 6 and 84 months. Whether and under what conditions you are granted a loan depends on factors such as your personal income and expenditure and your likely payment practices. You will therefore need to submit a loan enquiry in order to find out what interest rate will apply to you personally. Under current law, the effective annual interest rate may not exceed 10 per cent. Note that some banks may charge extra fees for services like providing paper statements.
It's possible for a borrower's situation or market conditions to change during the repayment term of a personal loan. It is therefore worth checking whether a cheaper personal loan might be available. You are allowed to switch to a different lender free of charge at any time. You can also check the conditions of your current loan without obligation or increase the loan amount. The team of experts at Credaris, an independent partner service of comparis.ch, will be pleased to help you select the right lender and the best personal loan for your needs.
If you're interested in a personal loan, it's a good idea to get clued up on the terminology. comparis.ch sheds light on the main terms in this easy-to-read guide.
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Crowdlending brings people who are looking for loans and investors together. Loans can be transferred directly from person to person (peer-to-peer lending) via Internet platforms. This has a number of advantages and disadvantages.
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What exactly is a personal loan, in what situations is it suitable, and how can you avoid credit traps? comparis.ch summarizes the key aspects that potential borrowers should be aware of.
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Loan illustration: Loan amount of CHF 20,000. Effective annual interest rate of 1) 4.4% to 2) 9.95%. Over 36 months, this generates interest or costs of 1) CHF 1,357.90 to 2) CHF 3,071.55 and a monthly instalment of 1) CHF 593.30 to 2) CHF 640.90.
