Insurance
Cars & motorcycles
Property
Loans & mortgages
Price comparison
Healthcare & pensions
Other services
Like the loan offer? Credaris will submit your application to the most suitable lender only with your permission.
Lending volume of CHF 4.8 billion
Credaris has processed 4.8 billion francs worth of loan requests to date.
50% better chance of approval
Direct enquiries with banks are often rejected. Credaris places your enquiry with the lender offering you the best chance of approval.
4.8/5.0 customer satisfaction
Customers give Credaris top marks.
Lending volume of CHF 4.8 billion
Credaris has processed 4.8 billion francs worth of loan requests to date.
50% better chance of approval
Direct enquiries with banks are often rejected. Credaris places your enquiry with the lender offering you the best chance of approval.
4.8/5.0 customer satisfaction
Customers give Credaris top marks.
Loan A | Loan B | |
---|---|---|
Loan amount | CHF 20,000 | CHF 20,000 |
Effective annual interest rate | 4.40% | 7.90% |
Loan term | 36 months | 48 months |
Monthly instalment | CHF 593.27 | CHF 484.77 |
Overall cost of the loan | CHF 21,357.88 | CHF 23,268.96 |
Yes. The law states that a loan can be repaid early at any time and without incurring any extra cost.
Interest paid on the unused credit period must be reimbursed. If you refinance a loan, you may be charged an administration fee.
Loan illustration: Loan amount of CHF 20,000. Effective annual interest rate of 1) 3.5% to 2) 9.95%. Over 36 months, this generates interest or costs of 1) CHF 1,357.90 to 2) CHF 1,080.00 and a monthly instalment of 1) CHF 585.60 to 2) CHF 640.90.
Lenders offer terms from 6 to 120 months.
Approval of a loan is forbidden by law if it would lead to over-indebtedness (Art. 3 UWG).
Back to top
Stay up-to-date with the latest savings deals as well as expert tips on health, money and tax.
By registering, I agree to my data being processed in accordance with the data privacy statement of comparis.ch.
© 1996–2021 comparis.ch AG, Birmensdorferstrasse 108, 8003 Zurich, +41 44 360 52 62