Cancelling health insurance: cancellation letter template
The Comparis cancellation letter template for basic insurance and supplemental insurance helps when switching health insurance.
06.11.2024
iStock/Zinkevych
1. Letter template for cancelling basic insurance
As a rule, you can cancel compulsory health insurance with effect from the end of the year. Your health insurer must receive your cancellation letter by 30 November. The date of the postmark is not relevant, only the date the letter is received.
Download the template for cancelling your basic insurance policy. All fields must be filled in.
Find a new health insurer
Are you looking to change your health insurance, but are still looking for a new provider? Find the right insurance with the health insurance comparison tool from Comparis.
It’s best to send the cancellation letter by registered post. This way, you have legally binding proof of delivery.
Some health insurers do accept cancellations via email. Contact your insurer for more information. It is important that you have acknowledgement of receipt. In this way, you can prove you cancelled by the deadline.
If it’s already too late to send a registered letter, you can also take the cancellation letter to your insurer in person. Make sure you get confirmation that you handed the letter in.
You can take out basic and supplemental insurance with different providers. You don't have to cancel your supplemental insurance if you change your basic insurance.
Good to know: Are you canceling your basic insurance? Then the health insurer cannot cancel the supplemental insurance policy.
Do you work at least eight hours a week for a single employer? If so, you are insured against accidents by your employer under the Accident Insurance Act. In this case, there is no need to take out accident insurance with your health insurer.
If you undertake military or civilian service for more than 60 consecutive days, you can suspend your basic insurance for the period of your service. Here you can download a letter template for suspending during military service.
2. Letter template for cancelling supplemental insurance
The cancellation deadlines for supplemental insurance vary depending on the health insurer. However, the health insurer often has to receive the cancellation form by 30 September.
Do not cancel the old supplemental insurance too early. Wait for the confirmation of acceptance from the new insurance company.This is because unlike basic insurance, the health insurer may refuse your application for supplemental insurance.
Download the template for cancelling your health insurance policy. All fields must be filled in. Important: only enter the supplemental insurance you wish to cancel.
This article was first published on 08.11.2022
