Home value estimator Geneva: get a professional appraisal of your house or apartment in the city on the Rhône

You engage a licensed real estate expert, who obtains the property extract, cadastral plans, and encumbrances from the Registre Foncier of the Canton of Geneva. The appraiser checks the OCBA database for permits and compliance, then conducts a visit during which they assess the building’s condition, finishes, energy efficiency (IEE certificate), and location.

Depending on the situation, different methods apply: the ALP capitalization method, the hedonic model, or the intrinsic value approach. Geneva’s LDTR (Law on demolitions, transformations, and renovations) and OCLPF oversight create regulatory layers absent in most cantons. The final expert report documents the estimated market value.

The Comparis online property valuation is free of charge and without obligation, whether you want to have a house or an apartment in Geneva valued. In just three minutes or so you receive an initial guideline value. It is based on the current property market as well as on the location, living space, year of construction and the specified features of your property.

Important: the online estimate provides an initial point of reference, but does not replace a comprehensive valuation. For a market-based sale price, an on-site appraisal by an estate agent is advisable. Comparis also arranges this for you free of charge and without obligation through its broker service.

• Micro-location: proximity to international schools (ECOLINT), the UN district, Lake Geneva, and TPG/SBB transport plays an important role.

• LDTR and OCLPF rent control: controlled rents trade at a discount compared to the free market.

• IEE energy rating: poor ratings trigger renovation obligations and reduce value.

• Living space (SIA 416): net living area determines price per square meter.

• Year of construction: pre-1920 Belle Époque façades command a premium, while buildings from the 1960s-1980s see a discount.

• Legal encumbrances: easements, pre-emption rights, and PPE charges influence value.

• View and floor: lake views, garden access, and upper floors constitute an advantage.

Hedonic estimates are available immediately. The bank estimate takes 3 to 7 working days. A complete expert report for legal or inheritance matters takes 2 to 6 weeks, including research with the Registre Foncier, OCBA, and LDTR. Expedited judicial expert reports (référé d’expertise) are rarely completed in under 10 working days.

Federal certifications include REV and CIS HypZert, accredited through SIV or SVIT Suisse. Cantonal appraisers for legal or notarial mandates are registered with the Chambre des Notaires of the Canton of Geneva or work as court experts with the Tribunal de première instance.

Many senior appraisers hold a MAS in Real Estate from HES-SO or CUREM (University of Zurich). Ongoing training includes LDTR updates, OCLPF circulars, and IEE revisions.

For mortgage financing, BCGE, UBS, and Raiffeisen require independent valuations, as Swiss law limits the LTV to 80% of the mortgage lending value. For inheritance division and divorce under the participation in acquisitions regime, certified reports ensure a fair distribution.

Geneva’s wealth tax and supplementary property tax require realistic values, as the AFC cross-checks declarations. Institutional investors, family offices, and UHNWI clients use valuations to benchmark against Zurich, Zug, Lausanne, and Monaco.

• Land registry extract: ownership, area, encumbrances, easements

• Cadastral plans from the SITG geoportal

• Sale contract or PPE constitutive deed (condominium) with condominium regulations and value shares

• Building permits from the OCBA

• IEE certificate (energy label / GEAK)

• Rent roll for investment properties distinguishing LDTR / free market

• Condominium costs: PPE budgets and owners’ assembly minutes

• Maintenance or renovation report, including technical building survey

• Floor plans according to SIA 416 with net living area

• Mortgage extract with existing charges