Contents & personal liability

Fire / Damage due to fire

Fire is one of the four basic risks covered under home contents insurance. Cover includes damage to household contents caused by conflagration, smoke, lightning, explosions, implosions (e.g. television tube), scorching (e.g. a hole in the carpet caused by a burning cigarette), meteorites as well as damage caused by a crash or forced landing of aircraft or spacecraft or falling parts thereof. The cause of damage can either be hostile or friendly fire.