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A building is considered solid if less than 1/3 of the building is made of wood. The exterior walls and the roof are decisive.
This question asks you to state how luxurious your furnishings are:
The basic household contents include fitments (furniture, curtains, etc.), household machines, crockery, bedding, clothes and shoes, comestible goods as well as personal objects that are brought by guests (i.e. guests' belongings).
The calculation of the basic household contents(at original value) is based on the number of rooms, the standard of furnishings and the number of persons living in the household.
In case of special furnishing, it is recommended to adjust the sum insured accordingly.
The total value of the objects concerned (basic and supplementary household contents) can be assessed with the home contents calculator.
Objects that do not belong to the basic household contents or that have an above-average value are considered supplementary household contents. They include notably:
Works of art
Valuables/jewellery (if not separately insured)
Total supplementary household contents: CHF 0
Sum insured: CHF 0
(basic household contents plus supplementary household contents and reserve for future acquisitions)
Various discounts are available if you are insured by one of the following providers.
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