1. What is Inyova?
Inyova is a digital asset manager with a focus on sustainability (impact investing). Inyova is available as an app and web version. With Inyova, you can:
invest freely
create an investment account for your children
open a pillar 3a account
2. How does pillar 3a work with Invoya?
At Inyova, you don’t invest in a pension fund. Instead, you create a portfolio of 30 to 40 individual stocks and bonds, which is supervised by Inyova’s investment experts. The 3a account is held with the Liberty 3a Pension Foundation, which is Inyova’s partner.
You can personalize your portfolio by selecting topics, such as a vegetarian diet or the mobility of the future.
Optimizing your pensions
Still not sure where to open your pillar 3a account? Optimatis, the brokerage partner of Comparis, will help you find the right pension solution for you. The consultation is free of charge, and there is no obligation.
3. Inyova fees: how much does a pillar 3a account cost?
At Inyova, you pay an annual fee of 0.8% on your portfolio. This fee includes transaction and exchange fees. The fees consist of:
Asset management costs of 0.35%
3a foundation fees of 0.3%
Depository bank fees of 0.15%
4. What are the advantages of Inyova?
Focus on sustainability
Account can be opened digitally
Personalized portfolio with individual shares
Access to your investment at any time via the Inyova app
Annual fee of 0.8%
Personal consultation
5. How do I open a pillar 3a account with Inyova?
You can set up your Inyova pillar 3a account online. To open an account, you first need to:
Choose impact themes
Select a risk profile
Edit portfolio
After that, you must complete the account opening form. For this you need the following items:
Personal data, such as address and OASI number
Photo of an identity document
The first deposit of at least 100 francs
AD:
When you open an account, use the promo code COMPARIS and get your first year with Inyova free of investment fees.
The promotion is only valid for new customers opening their first account. The code cannot be used in conjunction with other promotions. Here you can find out how and under what conditions you can redeem the code at Inyova (in German).