Pillar 3a: comparison of the current interest rate

Payments into your pillar 3a are fully deductible from your taxable income up to the maximum annual contribution as set by law. Currently, the maximum amount is 6,826 francs for employed persons and 34,128 francs for self-employed persons.

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Annual deposit
Currently, the maximum amount is 6,826 francs for employed persons and 34,128 francs for self-employed persons.
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You can withdraw your pillar 3a savings up to five years before the regular retirement age; i.e., women starting from age 59 and men from age 60.
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Number of pillar 3a accounts
The advantages of having several pillar 3a accounts:
  • Massive tax savings thanks to staggered withdrawals
  • Deposit protection for your retirement savings applies to a maximum of 100,000 francs per bank