Glossary – Personal loans

• A
• B
• C
• D
• E
• F
• G
• H
• I
• J
• K
• L
• M
• N
• O
• P
• Q
• R
• S
• T
• U
• V
• W
• X
• Y
• Z

• B

  • Borrower

• C

  • Consumer loan
  • Credit broker
  • Credit capacity
  • Credit capacity check
  • Credit standing: evaluation for loan approval
  • Creditworthiness
  • Crowdlending: P2P lending explained in simple terms

• D

  • Disbursement of a personal loan

• E

  • Early loan repayment and termination of agreement
  • Effective annual interest rate

• G

  • General terms and conditions for loans

• I

  • Information Centre for Consumer Credit (IKO)
  • Instant loan
  • Interest on arrears

• L

  • Lender
  • Loan amount
  • Loan costs
  • Loss of job: instalment insurance for loans

• M

  • Maximum interest rate on loans
  • Monthly instalment

• P

  • Payday loan: definition and comparison
  • Payment protection insurance
  • Peer-to-peer loan
  • Personal loan
  • Personal loan agreement
  • Personal loan application

• R

  • Repayment term
  • Right of withdrawal and cooling-off period for loans

• S

  • Swiss Consumer Credit Act

• Z

  • ZEK: Central Office for Credit Information