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I use my credit card...

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I use my credit card whenever possible

  • Monthly spending limit: CHF 3000
  • Average amount spent per month: CHF 1500
  • 60 transactions per month
  • Amount spent abroad per year: CHF 4000 with 2 cash withdrawals of CHF 150 each

I use my credit card rarely

  • Monthly spending limit: CHF 2000
  • Average amount spent per month: CHF 200
  • 5 transactions per month
  • Amount spent abroad per year: CHF 1000, no cash withdrawals

I use my credit card mainly for online purchases

  • Monthly spending limit: CHF 2000
  • Average amount spent per month: CHF 500
  • 7 transactions per month
  • Amount spent abroad per year: CHF 1500, no cash withdrawals

I use my credit card mainly abroad

  • Monthly spending limit: CHF 3000
  • Average amount spent per month: CHF 250
  • 5 transactions per month
  • Amount spent abroad per year: CHF 2000 with 2 cash withdrawals of CHF 200 each

I use my credit card according to individual settings ("Other")
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    Rewards scheme  
    Partial payment  
    Free additional card  

    Additional fees

    CHF 127.50

    Service
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    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 127.50
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00

    Rewards scheme

    More information
    Rewards scheme
    The Comparis credit card comparison only takes account of the reduced annual fee if the customer does not have to do anything to receive this reduction in the subsequent year (see credit card details).

    CHF 108.00

    Rewards scheme
    CHF -108.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Rewards scheme  
    Partial payment  
    Free additional card  

    Additional fees

    CHF 127.50

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 127.50
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00

    Rewards scheme

    More information
    Rewards scheme
    The Comparis credit card comparison only takes account of the reduced annual fee if the customer does not have to do anything to receive this reduction in the subsequent year (see credit card details).

    CHF 108.00

    Rewards scheme
    CHF -108.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 84.50
    Rewards scheme  
    Partial payment  
    Free additional card  

    Additional fees

    CHF 84.50

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 84.50
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 15.00

    Main card 1st year
    CHF 30.00
    Following year
    CHF 0.00

    Additional fees

    CHF 84.50

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 84.50
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 106.00
    Rewards scheme  
    Partial payment  
    Free additional card  

    Additional fees

    CHF 106.00

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 106.00
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 106.00
    Rewards scheme  
    Partial payment  
    Free additional card  

    Additional fees

    CHF 106.00

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 106.00
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 145.25
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 50.00

    Main card 1st year
    CHF 50.00
    Following year
    CHF 50.00

    Additional fees

    CHF 95.25

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 95.25
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 145.25
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 50.00

    Main card 1st year
    CHF 50.00
    Following year
    CHF 50.00

    Additional fees

    CHF 95.25

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 95.25
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 170.25
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 75.00

    Main card 1st year
    CHF 50.00
    Following year
    CHF 100.00

    Additional fees

    CHF 95.25

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 95.25
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 170.25
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 75.00

    Main card 1st year
    CHF 50.00
    Following year
    CHF 100.00

    Additional fees

    CHF 95.25

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 95.25
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 217.50
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 90.00

    Main card 1st year
    CHF 60.00
    Following year
    CHF 120.00

    Additional fees

    CHF 127.50

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 127.50
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 245.25
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 150.00

    Main card 1st year
    CHF 100.00
    Following year
    CHF 200.00

    Additional fees

    CHF 95.25

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 95.25
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 245.25
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 150.00

    Main card 1st year
    CHF 100.00
    Following year
    CHF 200.00

    Additional fees

    CHF 95.25

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 95.25
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 292.50
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 165.00

    Main card 1st year
    CHF 110.00
    Following year
    CHF 220.00

    Additional fees

    CHF 127.50

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 127.50
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay
    Costs per year
    CHF 652.50
    Rewards scheme  
    Partial payment  
    Free additional card  

    Annual fee

    More information
    Annual fee
    To calculate the costs, comparis.ch uses the average of the annual fees of the first two years as these can vary considerably.

    CHF 525.00

    Main card 1st year
    CHF 350.00
    Following year
    CHF 700.00

    Additional fees

    CHF 127.50

    Service
    More information
    Service fees

    comparis.ch includes the fees for processing the following credit card transactions:

    • Purchases made abroad
    • Cash withdrawals in Switzerland and abroad
    CHF 127.50
    Interest charges
    More information
    Interest charges
    The interest charges include the monthly interest that is applied from the time your monthly bill is due to be paid. The outstanding monthly amount comprises the balances from the previous months, accrued interest (including compound interest) and the purchases from the most recent month.
    CHF 0.00
    Apple Pay
    Samsung Pay
    Fitbit Pay
    Garmin Pay

    All prices in CHF as given by the providers. The data were last verified on 1st January 2016. Rounding differences may occur. All information subject to change. © by comparis.ch AG

    1. Postfinance:
      Includes cashback on spending (0.5% or 0.75% of the amount spent is paid directly into the client's bank account as a bonus – see product details for further information)

      UBS:
      Includes KeyClub points (3, 6 or 9 per CHF 1,000 spent), which may be used to reduce the annual fee

    2. Reduced annual fee for subsequent year according to amount spent: the Comparis credit card comparison only takes account of the reduced annual fee if the customer does not have to do anything to receive this reduction in the subsequent year (see credit card details).