Comparis
Newsletter
en

Insurance

Cars & motorcycles

Property

Loans & mortgages

Price comparison

Healthcare & pensions

Other services

Comparis

Menu

InsuranceHealth insuranceGlossary
Health insurance

Dental and orthodontic treatment

How much does basic insurance pay?

  • Mandatory basic insurance only covers dental treatment resulting from “serious, unavoidable” diseases of the masticatory system or a “serious general medical condition” (such as leukaemia or acromegaly).
  • Unfortunately, it does not usually cover orthodontic treatment involving braces or brackets.
  • Tooth extractions, fillings and dental hygiene treatments are not normally reimbursed through basic insurance either.

How much does supplemental insurance pay?

  • It's worth taking out a supplemental outpatient insurance policy early on, because many health insurers only contribute towards the cost of orthodontic treatment if the need is diagnosed after the insurance has been taken out. In addition, some health insurers stipulate a qualifying period (waiting period), which can be anything from 6 months to 3 years. Take out a supplemental insurance policy for outpatient services before your child requires a doctor's certificate. All insurers will ask for this after a certain age, some as soon as after the 3rd birthday.
  • Orthodontic treatment for children and adolescents is primarily covered by outpatient health insurance supplements. It’s important to compare supplemental insurance products as the benefits differ considerably from insurer to insurer. Depending on the policy, only 50 to 80 per cent of the dental treatment costs will be reimbursed.
  • With some health insurance supplements, the annual contributions are limited – in some cases to a few thousand francs per year. But the cost of orthodontic treatment can quickly escalate to over 5,000 francs.
  • The premiums cost between 10 and 20 francs per month and per child. Some health insurers require you to take out a separate policy for supplemental dental insurance. This often works out more expensive than the general package deals.

Whether basic or supplemental insurance...

...find the health insurer that's best for you
Compare now

Back to top

Newsletter

Stay up-to-date with the latest savings deals as well as expert tips on health, money and tax.

By registering, I agree to my data being processed in accordance with the data privacy statement of comparis.ch.

comparis.ch
  • About Comparis

Social Media
Language
  • DE
  • FR
  • IT
  • EN
  • Contact
  • Data privacy protection
  • Legal information
  • Credits

© 1996–2019 comparis.ch AG, Birmensdorferstrasse 108, 8003 Zurich, +41 44 360 52 62