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Definition of standard basic health insurance. All information about health insurance and the Swiss health care system on comparis.ch

<p>Standard basic health insurance is the compulsory health insurance provided by all Swiss health insurance companies. The <a href="/krankenkassen/info/glossar/leistungen-krankenpflegeversicherung">benefits</a> are identical irrespective of the health insurance company. It is possible to consult <a href="/krankenkassen/info/glossar/arztwahl">the doctor of your choice</a>.</p>
<p>However, further insurance models are available:</p>
<table>
    <tbody>
        <tr>
            <td><a href="/krankenkassen/info/glossar/hmo.aspx">HMO model </a></td>
            <td>(up to 25% discount)</td>
        </tr>
        <tr>
            <td><a href="/krankenkassen/info/glossar/hausarzt-modell">Family doctor model</a>&nbsp;&nbsp;</td>
            <td>(up to 20% discount)</td>
        </tr>
        <tr>
            <td><a href="/krankenkassen/info/glossar/telmed">Telmed</a></td>
            <td>(up to 15% discount)</td>
        </tr>
        <tr>
            <td><a href="/krankenkassen/info/glossar/spezielle-versicherungsmodelle">Other models</a></td>
            <td>(up to 10% discount)</td>
        </tr>
    </tbody>
</table>
<br />
<p>A reduction in premium is granted for the family doctor and HMO insurance models, as the choice of doctor is limited. <b><br />
</b>All insurance models cover the same services. </p>

Standard basic insurance

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HMO model	(up to 25% discount)
Family doctor model	(up to 20% discount)
Telmed	(up to 15% discount)
Other models	(up to 10% discount)