hypoclick.ch mortgage rates

Term
2 to 10 years

Amount

• Minimum amount 100,000 francs.

• Maximum amount 1,500,000 francs.

Termination

• Early repayment charge applies.

• Notice period: 3 months before the end of the term.

Information

• Up to 35% cheaper than traditional mortgages.

• Mortgage taken out fully online.

• For private individuals who don’t want mortgage advice.

• Mortgage rate fixed for the entire term.

• Constant, predictable interest costs throughout the term.

• Fixed rate protects you from mortgage rate increases.

• hypoclick.ch is a product of Bank BSU.

• No forward surcharge for mortgages taken out up to 12 months in advance.

• Interest paid quarterly.

Term
2/3/4/5 years

Amount

• Minimum amount 100,000 francs.

• Maximum amount 1,500,000 francs.

Termination

• Early repayment charge applies.

• Notice period: 3 months before the end of an interest period (before the end of the term).

Information

• Mortgage taken out fully online.

• For private individuals who don’t want mortgage advice.

• If rates drop, you benefit quicker than with other types of mortgage.

• The mortgage rate is transparent and reflects market rates (Saron 3 months Compound).

• Possibility of switching to a different mortgage type at any time provided three months’ notice is given to the end of an interest period (end of quarter).

Term
No fixed term

Amount

• No minimum amount.

• Maximum amount 1,500,000 francs.

Amortization

• Up to 66% of the required market value possible directly or indirectly via Pillar 3a.

Termination
At any time provided three months’ notice is given to the end of an interest period.

Information

• Mortgage taken out fully online.

• For private individuals who don’t want mortgage advice.

• If rates drop, you benefit quicker than with other types of mortgage.

• Flexible repayment options.

• Possibility of switching to a different mortgage type at any time provided three months’ notice is given to the end of an interest period.