Loss or damage in home contents and personal liability insurance

Damage or loss refers to a reduction of assets. More specifically, it is the difference between the current property situation of the injured party and the situation of the property as it would be without the damaging event. As a rule, any kind of loss is considered. This also includes loss of profits, i.e. if a prospective accretion of wealth does not occur due to the damaging event.

Environmental and storm damage

Lightning strikes: what does contents insurance cover?

Evacuation after a natural disaster: which insurance provides cover?

Storm damage: which insurance covers claims, and when?

Storms – how to navigate the claims process with ease

Lost and stolen items

Mobile phone stolen – what to do and who pays?

Wallet stolen: what should I do?

Burglary protection: how do I keep burglars away and which insurance pays out?

Key lost in Switzerland: what to do and who pays?

Other loss or damage

Who pays when a flowerpot falls from a balcony?

Bicycle accidents – who pays?

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