Contents & personal liability


In everyday language, the term 'policy' refers to the insurance contract. The policy serves as documentary evidence for the conclusion of an insurance contract. The contract does not take effect until the delivery of the signed policy. The policy stipulates, in particular, the names of the holder(s), insured person(s) and beneficiary(-ies). It also mentions the insured benefits, the deductible, the premium and its due date. Further details on the contract are laid out in the General Conditions of Insurance. They are an essential component of the insurance policy.