Contents & personal liability

Basic household contents

The basic household contents include furniture and fitments, curtains, household machines and devices, crockery, bedding, clothes, shoes, comestible goods and emergency supplies.

The calculation of the basic household effects (at original value) is based on the number of rooms, the standard of furnishings and the number of persons living in the household. In case of special furnishings, it is advisable to adjust the sum insured accordingly. The total value of your household contents (supplementary household contents and basic household contents) can be calculated in the comparison with the help of the home contents calculator.