Contents & personal liability

Insurance against risks such as fire, water, theft and more


The insurance covers damages to household contents caused by fire, water, natural hazards, theft or glass breakage within the limits of the sum insured. Household contents are usually covered at original value; however, depending on the insurance company, items that are no longer in use, skis, bicycles or sports equipment are often only covered at their current value.

In addition, the insurance also reimburses the additional costs (usually up to CHF 5,000) for changing locks, hotel expenses, etc., which may arise in the event of damage.