Zurich motorcycle insurance

Liability insurance

• Sum insured: CHF 100 m (up to CHF 5 m for damage due to fire, explosion and nuclear power)

• Deductible: generally CHF 0; CHF 1,000 for young drivers under age 26

Casco insurance

• Replacement value supplement: always included for vehicles up to 7 years of age.

• Partial casco: includes damage due to theft, natural hazards, glass breakage, fire, animals, martens and vandalism.

• Deductible: to be chosen for partial casco and collision casco

• Protective clothing: insurable up to CHF 1,000

• Personal items: not insurable

• Damage while parked: not insurable

Further options

• Help Point Plus: repair only in one of the insurer's contract garages

• Premium protection: Zurich Insurance does not have a bonus level system and therefore does not raise bonus levels following a claim. The premium is already protected.

• Reduction of deductible: the deductible for liability and collision casco claims is reduced by CHF 500 after three claim-free years and by another CHF 500 after another three claim-free years.

• No-claims bonus: this can be bought along with the insurance and guarantees a refund of 10% of premiums after three claim-free years.

• Accident insurance: for driver/policyholder only; including treatment costs, sum payable at death (CHF 30,000), disability benefits (CHF 60,000), per-diem allowances for illness (CHF 25) and hospitalisation (CHF 25)

• Suspension discount: included (all-year premium, no depositing of number plates, discount included in price)