Baloise motorcycle insurance

Liability insurance

• Sum insured: CHF 100 million

• Deductible: generally CHF 0; for drivers aged under 26 this amount increases by CHF 1,000.

• Bonus protection: included

**Casco insurance
**

• During the first two years of operation, claims are compensated based on the original value. From the 3rd year of operation, claims are compensated based on the replacement value supplement. From the 15th year of operation, claims are compensated based on the current value.

• Deductible:
  CHF 0 for partial casco
  CHF 500 for collision casco

• Partial casco: includes damage due to theft, natural hazards, glass breakage, fire, animals, martens, malicious damage (including graffiti on the bodywork), earthquakes and volcanic eruptions

• Bonus protection: included

Further options

• Suspension / suspension discount: included. When number plates are deposited (e.g. during winter), a proportion of the premium is refunded; i.e. a suspension discount is applied. Usually, you only pay 9 months of premiums for 12 months of cover.

• Accident insurance: owner and passenger – sum payable at death CHF 10,000, disability benefits CHF 100,000, treatment

• Headlights

• Personal items: CHF 2,000

• Protective clothing: CHF 2,000

• Roadside assistance

• “Carefree” Safety Package with the following cover:
  gross negligence, cost of replacing keys and changing locks (max. CHF 5,000), psychological support following an accident (max. CHF 1,500), and road safety training following an accident (max. CHF 500).

Specifics

• BaloiseDirect products are fully automated and all in electronic format. Applications are completed online and all documents are available in the myBaloise customer portal. If the policyholder or applicant does not have a myBaloise portal account, one will be opened automatically. A mobile phone number is required to open a portal account.

Liability insurance

• Sum insured: CHF 100 million

• Deductible: generally CHF 0; for drivers aged under 26 this amount increases by CHF 1,000.

• Bonus protection: included

Casco insurance

• During the first two years of operation, claims are compensated based on the original value. From the 3rd year of operation, claims are compensated based on the replacement value supplement. From the 15th year of operation, claims are compensated based on the current value.

• Deductible:
  CHF 300 for partial casco
  CHF 1,000 for collision casco

• Partial casco: includes damage due to theft, natural hazards, glass breakage, fire, animals, martens, malicious damage (including graffiti on the bodywork), earthquakes and volcanic eruptions

• Bonus protection: included

Further options

• Suspension / suspension discount: included. When number plates are deposited (e.g. during winter), a proportion of the premium is refunded; i.e. a suspension discount is applied. Usually, you only pay 9 months of premiums for 12 months of cover.

• Protective clothing: CHF 2,000

• “Carefree” Safety Package with the following cover:
  gross negligence, cost of replacing keys and changing locks (max. CHF 5,000), psychological support following an accident (max. CHF 1,500), and road safety training following an accident (max. CHF 500).

Specifics

• BaloiseDirect products are fully automated and all in electronic format. Applications are completed online and all documents are available in the myBaloise customer portal. If the policyholder or applicant does not have a myBaloise portal account, one will be opened automatically. A mobile phone number is required to open a portal account.

Liability insurance

• Sum insured: CHF 100 million

• Deductible: generally CHF 500; for drivers aged under 26 this amount increases by CHF 1,000.

• Bonus protection: not included

Casco insurance

• During the first two years of operation, claims are compensated based on the original value; from the 3rd year, claims are compensated based on the current value.

• Deductible:
  CHF 500 for partial casco
  CHF 1,000 for collision casco

• Partial casco: includes damage due to theft, natural hazards, glass breakage, fire, animals, martens, malicious damage (including graffiti on the bodywork), earthquakes and volcanic eruptions

• Bonus protection: not included

Further options

• Suspension / suspension discount: included. When number plates are deposited (e.g. during winter), a proportion of the premium is refunded; i.e. a suspension discount is applied. Usually, you only pay 9 months of premiums for 12 months of cover.

Specifics

• BaloiseDirect products are fully automated and all in electronic format. Applications are completed online and all documents are available in the myBaloise customer portal. If the policyholder or applicant does not have a myBaloise portal account, one will be opened automatically. A mobile phone number is required to open a portal account.