Life insurances can basically be separated into capital insurances and risk insurances. Capital insurances involve assets created by savings deposits. Risk insurances, on the other hand, insure a certain risk. Whole life insurance covers the financial risk in the case of death. If the insured person passes away during the insurance term, the beneficiaries receive the insured amount of money. There are two options concerning insurance benefits of whole life insurances: whole life insurances with a constant insured amount as well as whole life insurances where the insured amount decreases by a certain amount each year.
The comprehensive comparison by comparis.ch allows you a non-binding comparison of different whole life insurance products by Swiss life insurance providers.