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Light model

The term 'light model' or PPO (Preferred Provider Organisation) refers to an alternative insurance model that requires the policyholder to consult a doctor from the health insurer's list in the event of illness. Unlike with the family doctor model, the policyholder is not obliged to consult one specific GP, but may change his family doctor independently and at any time.

The terms "light" and "PPO" are outdated and therefore generally no longer used by the health insurance companies since most of them have replaced their light products with family doctor models.

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