Private provision is the third pillar of the Swiss three-pillar concept. On the one hand, you can deposit your savings in a 3a provision account with a fixed interest rate. On the other hand, you can also invest in a funds account. Apart from the fiscal savings, the different interest rates offer another advantage. Compare your provision or funds account towards the end of the year. The comprehensive overview of Swiss providers (banks and insurance companies) by comparis.ch offers you a non-binding comparison of different provision accounts.