Theft is one of the four basic risks included in the household insurance. In the theft insurance, damages due to burglary, robbery, mugging, often also pickpocketing / trick theft as well as simple theft are covered. Theft is legally defined as “the claim of a movable object belonging of another in order to illegally enrich oneself or another person”. Generally, if household objects and parts of buildings are damaged due to burglary, they are also covered by theft insurance (consequential damages due to vandalism).
