Cat and dog sitting peacefully next to each other

Compare pet insurance and save

Find the right pet insurance for your dog or cat in Switzerland.
Pet
How it works

Why Comparis can help you find the right pet insurance

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Independent

We can help you make the right decision for your needs.

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Enormous potential savings

Get an overview of current premiums.

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Quick and easy

Compare different pet insurance providers – free of charge and with no obligation.

Illustration of a hot air balloon.

Independent

We can help you make the right decision for your needs.

Illustration of a piggy bank.

Enormous potential savings

Get an overview of current premiums.

Illustration of a wristwatch showing a very short period of time.

Quick and easy

Compare different pet insurance providers – free of charge and with no obligation.

Your essential guide to pets

Arrange your pet insurance in 3 steps

In the first step, choose whether you want to insure a dog or a cat. Next, provide additional information about your pet.

We’ll display all available deals in your personal results list. You can then see how adjusting the cover affects the price of your premiums.

Make your selection. Then, request a quote through our brokerage partner Optimatis. You’ll receive your no-obligation quotes by email, so you can compare them at your leisure.

How the Comparis pet insurance comparison tool works

This comparison tool contains products from providers that accept quote/contact requests from Optimatis. The providers listed in this comparison tool use the interface offered by Comparis.

The search results are listed according to objectively measurable criteria from the selected filters. Offers excluded from this are clearly marked as “advertisement”.

Comparis aims to represent 80% of the market with its comparison tool. However, this is currently not possible when comparing pet insurance, where at the moment we cover two out of five providers.

Handy information about cats and dogs

 

Dogs: annual costs

What expenses should I expect alongside the cost of buying a pet?

Compulsory dog insurance

Find out what insurance is compulsory for dog owners.

Costs of having a cat

What is the annual cost of having a cat?

Which dog is right for me?

Comparis gives you guidance on choosing a breed.

Is it worth taking out pet insurance?

This depends on the premiums and the benefits offered. In addition, insurers usually only cover 80% to 90% of the costs. It’s therefore worth comparing the various offers available.

Nevertheless, pet insurance protects you against unexpected treatment costs in the event of your pet’s illness or accident. You can see how much you usually pay for extraordinary treatments in this overview.

Broken bone CHF 2,500 to 5,000
Swallowed object CHF 1,000 to 2,500
Gastric torsion CHF 2,000 to 3,000
Chemotherapy CHF 2,500 to 3,000
Physiotherapy CHF 500 to 1,000

Abscess approx. CHF 500
Broken bone CHF 1,000 to 2,500
Swallowed object CHF 1,000 to 2,500
Tooth infections CHF 500 to 1,000

Good to know: veterinary medicine has almost reached the same level as human medicine. However, this also means that treating your dog or cat can be costly.

FAQs on pet insurance in Switzerland

You can usually take out insurance for your pet from the age of three months. The upper age limit varies by insurer. Is your pet over six years old? If so, you are advised to contact your insurer directly for more information.

The cost of pet insurance depends on a range of factors:

  • Type of animal

  • Breed: especially with dogs, for some insurers also with cats.

  • Age

  • For cats: does your pet stay inside or do they go outside?

  • Scope of cover

  • Deductible

Basic insurance for a cat starts at around 55 francs per year. The cheapest insurance for a dog costs at least 70 francs per year. Source: Comparis pet insurance comparison.

Less than 10% of Swiss pet owners insure their cat or dog. In comparison, the Swiss spend around 15 billion francs a year on property insurance.

Only a tiny percentage of this – around 0.1% – is spent on pet insurance. According to pet insurers, most pet owners don’t even know that insurance is available for their pet.

Pet insurance generally covers the cost of an accident or illness. It covers costs up to a contractually agreed maximum amount per accident/illness or per year.

The basic cover of most insurance policies includes the following benefits:

  • Cost of treatment

  • Diagnosis and therapy

  • Radiological examinations

  • Surgical operations

  • Cost of accommodation and food at the veterinary practice or clinic

  • Pharmaceutical products

Depending on the insurance policy, other services may be included. With supplemental insurance, you can insure even more costs. Under “Details of cover” in the insurance comparison tool, you’ll see what’s included and can compare it with other insurers.

Important: treatments for pre-existing conditions are not usually covered by pet insurance.

The Comparis comparison tool only includes insurance policies for cats and dogs. Other insurers may let you insure different types of animals. These include:

  • Birds

  • Horses 

  • Cattle 

  • Other farm animals

  • The cover differs depending on the insurer and policy you select. It’s therefore a good idea to compare different insurances.

  • Most insurers have a qualifying period. This means that for a certain period of time after concluding the contract, the insurer will not pay any damages.

Most pet insurers offer pet insurance as a separate policy. Some insurers, however, offer pet insurance as a supplement to home contents insurance.

Can you add your pet to your home contents insurance? It’s worth checking.

At Comparis, you can compare insurance policies from Animalia and Wau-Miau. You can request quotes through our brokerage partner, Optimatis.

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