Pillar 3a / Pensions

Maximum contributions


The amount of money that may be paid into a pillar 3a plan is limited. The maximum amounts are usually redefined every two years by the Swiss Federal Council based on the increase of old-age pension in the 1st pillar (AHV), which in turn depends on inflation. At present, the following maximum contributions apply:

  • CHF 6'826 per year for employees, effective from 2019
  • 20 percent of earned income for self-employed persons, but no more than CHF 34'128 per year, effective from 2019