Provider overview

AXA-ARAG legal protection insurance

Here you can find information on AXA-ARAG legal protection insurance. The information is divided into products, company details and miscellaneous.
The general information on private and motor legal protection applies to all insurance companies.

AXA-ARAG products

  • MyRight by AXA-ARAG (Personal legal protection)


    Individual: Policyholder, including minor children under temporary care and employees and auxiliary staff in private households 

    Family: Policyholder and spouse/registered partner or unregistered partner if cohabiting, as well as their unmarried children and persons living in the same household under 20 years of age. Cover is also provided for children up to 30 years of age if they are unmarried and not in employment (apprentices and students are not classed as being in employment); minor children under temporary care and employees and auxiliary staff in private households are also included. 


    • Landlord and tenant law (as tenant or lessee in the case of apartments and real estate)
    • Lending law
    • Crime victims compensation
    • Property and real estate law, including law in relation to neighbors
    • Social insurance law
    • Legal advice on the law in relation to persons, family, and inheritance (up to a maximum of CHF 1,000)
    • Labor law as the employer of domestic workers and as chief executive or executive board member (up to a maximum of CHF 100,000)
    • One-time legal advice regarding divorce law
    • Patient law in case of emergencies abroad
    • Criminal law involving intent if an acquittal is secured (up to a maximum of CHF 100,000)

    Maximum of CHF 600,000 per case (Switzerland)
    Maximum CHF 100,000 per case (worldwide)
    Maximum of CHF 100,000 per case worldwide for bail (advance)
    Maximum of CHF 1,000 per legal case per year for advice


    • Collection in connection with an insured legal case
    • Required expert opinions
    • Cost of arbitration courts and mediation charged to the insured
    • Cost of proceedings for fines and other rulings up to CHF 500
    • Lawyer of the first hour (criminal law) up to CHF 5,000
    • Interpreting costs up to CHF 5,000 for cases involving a foreign connection
    • Loss of earnings up to CHF 5,000 incurred as a result of questioning by authorities
    • Necessary travel costs to attend court proceedings abroad up to CHF 5,000

    • Public notarizations
    • Medical examinations

    The insurance cover is valid worldwide (varying amounts of cover, see Insurance benefits).


    There is no waiting period.

    Legal cases in connection with...

    • arising from mandates as a member of a board of directors or a board of trustees
    • lawsuits in connection with self-employment
    • in connection with crimes and defense against non-contractual claims for damages, unless the liability insurance refuses cover
    • intellectual property law, antitrust law and unfair competition law
    • undeveloped land, contracts for the purchase of real estate, and new building works and conversions requiring a permit
    • disputes with live-in or cohabiting partners
    • inheritance law (legal protection consulting only)
    • disputes relating to child support payments (legal protection consulting only)

    If a lawyer needs to be involved, AXA-ARAG will propose a suitable lawyer to the insured. In the case of legal proceedings and conflicts of interest, the insured will propose a lawyer of his or her choice. If the insured and AXA-ARAG cannot agree on a lawyer, the insured may propose three lawyers from among which AXA-ARAG will choose one.


    Arbitration by a jointly appointed independent expert. Where agreement cannot be reached or at the request of the insured, a judge will decide.


    Once the minimum term has expired, the contract may be terminated without notice to the end of the month.

    Minimum of three months, thereafter notice can be given monthly

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch


    Extras/specials

    Supplements:

    • Traffic legal protection
    • Cyber legal protection
  • MyRight by AXA-ARAG (Motor legal protection)


    Individual:Policyholder as the owner, driver, keeper, or lessee of a vehicle, or as a passenger in a vehicle or on public transport.

    Family: Policyholder, his/her spouse or partner (provided that the partner cohabits with him/her), as well as their unmarried children and persons living in shared accommodation under 20 years of age (cover is also provided for children up to 30 years of age if they are unmarried and not in employment – apprentices and students are not classed as being in employment), as the owner, driver, keeper, or lessee of a vehicle, as the driver/pilot or private renter of an authorized rail vehicle or watercraft, and as a passenger in a vehicle or on public transport.

    Also third parties as drivers or passengers of a vehicle registered to the insured in Switzerland.


    • Vehicle tax
    • Crime victims compensation
    • Property law, in the event of disputes arising from the ownership and possession of vehicles
    • Patient law in the case of emergencies in Switzerland and abroad
    • Criminal law involving intent if an acquittal is secured (up to a maximum of CHF 100,000)

    maximum of CHF 600,000 per case (Switzerland)
    maximum of CHF 100,000 per case (worldwide)
    maximum of CHF 100,000 per case worldwide for bail (advance)
    maximum of CHF 1,000 per legal case per year for advice


    • Collection in connection with an insured legal case
    • Required expert opinions
    • Cost of arbitration courts and mediation charged to the insured
    • Cost of proceedings for fines and other rulings up to CHF 500
    • Lawyer of the first hour (criminal law) up to CHF 5,000
    • Interpreting costs up to CHF 5000 for cases involving a foreign connection
    • Loss of earnings up to CHF 5,000 incurred as a result of questioning by authorities
    • Necessary travel costs to attend court proceedings abroad up to CHF 5,000

    • Medical examinations, in particular blood alcohol and drug tests
    • Public notarizations

    The insurance cover is valid worldwide (varying amounts of cover, see Insurance benefits).


    There is no waiting period.

    Legal cases concerning...

    • Applying or re-applying for a driver's license
    • Offenses and crimes committed intentionally
    • Driving at well above the speed limit
    • Active participation in competitions or races
    • Driving under the influence of alcohol or drugs: exclusion in case of repetition

    If a lawyer needs to be involved, AXA-ARAG will propose a suitable lawyer to the insured. In the case of legal proceedings and conflicts of interest, the insured will propose a lawyer of his or her choice. If the insured and AXA-ARAG cannot agree on a lawyer, the insured may propose three lawyers from among which AXA-ARAG will choose one.


    Arbitration by a jointly appointed independent expert. Where agreement cannot be reached or at the request of the insured, a judge will decide.


    Once the minimum term has expired, the contract may be terminated without notice to the end of the month.

    Minimum of three months, thereafter notice can be given monthly

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch


    Extras/specials

    Supplements:

    • Everydays legal protection
    • Cyber legal protection
  • MyRight by AXA-ARAG (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholder, including minor children under temporary care and employees and auxiliary staff in private households 

    Family: Policyholder and spouse/registered partner or unregistered partner if cohabiting, as well as their unmarried children and persons living in the same household under 20 years of age. Cover is also provided for children up to 30 years of age if they are unmarried and not in employment (apprentices and students are not classed as being in employment); minor children under temporary care and employees and auxiliary staff in private households are also included. 


    • Landlord and tenant law (as tenant or lessee in the case of apartments and real estate)
    • Lending law
    • Crime victims compensation
    • Property and real estate law, including law in relation to neighbors
    • Social insurance law
    • Legal advice on the law in relation to persons, family, and inheritance (up to a maximum of CHF 1,000)
    • Labor law as the employer of domestic workers and as chief executive or executive board member (up to a maximum of CHF 100,000)
    • One-time legal advice regarding divorce law
    • Patient law in case of emergencies abroad
    • Criminal law involving intent if an acquittal is secured (up to a maximum of CHF 100,000)

    Maximum of CHF 600,000 per case (Switzerland)
    Maximum CHF 100,000 per case (worldwide)
    Maximum of CHF 100,000 per case worldwide for bail (advance)
    Maximum of CHF 1,000 per legal case per year for advice


    • Collection in connection with an insured legal case
    • Required expert opinions
    • Cost of arbitration courts and mediation charged to the insured
    • Cost of proceedings for fines and other rulings up to CHF 500
    • Lawyer of the first hour (criminal law) up to CHF 5,000
    • Interpreting costs up to CHF 5,000 for cases involving a foreign connection
    • Loss of earnings up to CHF 5,000 incurred as a result of questioning by authorities
    • Necessary travel costs to attend court proceedings abroad up to CHF 5,000

    • Public notarizations
    • Medical examinations

    The insurance cover is valid worldwide (varying amounts of cover, see Insurance benefits).


    There is no waiting period.

    Legal cases in connection with...

    • arising from mandates as a member of a board of directors or a board of trustees
    • lawsuits in connection with self-employment
    • in connection with crimes and defense against non-contractual claims for damages, unless the liability insurance refuses cover
    • intellectual property law, antitrust law and unfair competition law
    • undeveloped land, contracts for the purchase of real estate, and new building works and conversions requiring a permit
    • disputes with live-in or cohabiting partners
    • inheritance law (legal protection consulting only)
    • disputes relating to child support payments (legal protection consulting only)

    If a lawyer needs to be involved, AXA-ARAG will propose a suitable lawyer to the insured. In the case of legal proceedings and conflicts of interest, the insured will propose a lawyer of his or her choice. If the insured and AXA-ARAG cannot agree on a lawyer, the insured may propose three lawyers from among which AXA-ARAG will choose one.


    Arbitration by a jointly appointed independent expert. Where agreement cannot be reached or at the request of the insured, a judge will decide.


    Once the minimum term has expired, the contract may be terminated without notice to the end of the month.

    Minimum of three months, thereafter notice can be given monthly

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch


    Extras/specials

    Supplements:

    • Traffic legal protection
    • Cyber legal protection

    Motor legal protection


    Individual:Policyholder as the owner, driver, keeper, or lessee of a vehicle, or as a passenger in a vehicle or on public transport.

    Family: Policyholder, his/her spouse or partner (provided that the partner cohabits with him/her), as well as their unmarried children and persons living in shared accommodation under 20 years of age (cover is also provided for children up to 30 years of age if they are unmarried and not in employment – apprentices and students are not classed as being in employment), as the owner, driver, keeper, or lessee of a vehicle, as the driver/pilot or private renter of an authorized rail vehicle or watercraft, and as a passenger in a vehicle or on public transport.

    Also third parties as drivers or passengers of a vehicle registered to the insured in Switzerland.


    • Vehicle tax
    • Crime victims compensation
    • Property law, in the event of disputes arising from the ownership and possession of vehicles
    • Patient law in the case of emergencies in Switzerland and abroad
    • Criminal law involving intent if an acquittal is secured (up to a maximum of CHF 100,000)

    maximum of CHF 600,000 per case (Switzerland)
    maximum of CHF 100,000 per case (worldwide)
    maximum of CHF 100,000 per case worldwide for bail (advance)
    maximum of CHF 1,000 per legal case per year for advice


    • Collection in connection with an insured legal case
    • Required expert opinions
    • Cost of arbitration courts and mediation charged to the insured
    • Cost of proceedings for fines and other rulings up to CHF 500
    • Lawyer of the first hour (criminal law) up to CHF 5,000
    • Interpreting costs up to CHF 5000 for cases involving a foreign connection
    • Loss of earnings up to CHF 5,000 incurred as a result of questioning by authorities
    • Necessary travel costs to attend court proceedings abroad up to CHF 5,000

    • Medical examinations, in particular blood alcohol and drug tests
    • Public notarizations

    The insurance cover is valid worldwide (varying amounts of cover, see Insurance benefits).


    There is no waiting period.

    Legal cases concerning...

    • Applying or re-applying for a driver's license
    • Offenses and crimes committed intentionally
    • Driving at well above the speed limit
    • Active participation in competitions or races
    • Driving under the influence of alcohol or drugs: exclusion in case of repetition

    If a lawyer needs to be involved, AXA-ARAG will propose a suitable lawyer to the insured. In the case of legal proceedings and conflicts of interest, the insured will propose a lawyer of his or her choice. If the insured and AXA-ARAG cannot agree on a lawyer, the insured may propose three lawyers from among which AXA-ARAG will choose one.


    Arbitration by a jointly appointed independent expert. Where agreement cannot be reached or at the request of the insured, a judge will decide.


    Once the minimum term has expired, the contract may be terminated without notice to the end of the month.

    Minimum of three months, thereafter notice can be given monthly

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch


    Extras/specials

    Supplements:

    • Everydays legal protection
    • Cyber legal protection
  • AXA-ARAG discount package (Personal legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • Adult protection law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG discount package (Motor legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG discount package (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • Adult protection law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Partnership & family
    • Taxes
    • Legal advice PLUS

    Motor legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG no-worries package (Personal legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • School right
    • Adult protection law
    • Divorce law
    • Family law
    • Inheritance law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG no-worries package (Motor legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG no-worries package (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • School right
    • Adult protection law
    • Divorce law
    • Family law
    • Inheritance law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Taxes
    • Legal advice PLUS

    Motor legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS


Company data of AXA-ARAG

Headquarters: Zurich
Insurance company: AXA-ARAG Rechtsschutz AG

All information subject to change. © by comparis.ch AG

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