Provider overview

AXA-ARAG legal protection insurance

Here you can find information on AXA-ARAG legal protection insurance. The information is divided into products, company details and miscellaneous.
The general information on private and motor legal protection applies to all insurance companies.

AXA-ARAG products

  • MyRight by AXA-ARAG (Personal legal protection)


    Individual: Policyholder, including underage children in his/her temporary custody as well as employees and auxiliaries in the private household

    Family: Policyholder and his/her spouse/registered partner or non-registered life partner, provided this person shares the household with the policyholder, as well as their children and others sharing the household, provided they are unmarried and below the age of 20. Children up to the age of 30 are co-insured if they are unmarried and not employed (apprentices and students do not count as employed); underage children in one of the insured persons' temporary custody as well as employees and auxiliaries in the private household are likewise covered.


    • Tenancy law and lease law (as the tenant or leaseholder of flats and properties)
    • Lending law
    • Crime victims compensation
    • Property and real estate law, including neighbour law
    • Social insurance law
    • Legal advice for cases under law of persons, family law and inheritance law (up to CHF 1,000)
    • Labour law as the employer of domestic staff and as a general manager or executive board member (up to CHF 100,000)
    • One-time legal advice for cases under divorce law
    • Patient law in case of emergencies abroad
    • Criminal law if insured person is acquitted of the accusation of intent (up to CHF 100,000)

    Up to CHF 600,000 per case (Switzerland)
    Up to CHF 100,000 per case (worldwide)
    Up to CHF 100,000 per case worldwide for bail (advance)
    Up to CHF 1000 for legal advice per legal case and year


    • Debt collection under an insured legal dispute
    • Necessary expert opinions
    • Arbitration court or mediator fees that are billed to the insured person
    • Cost of proceedings for fines and other rulings: up to CHF 500
    • Right of immediate access to a lawyer (criminal law): up to CHF 5,000
    • Interpreter fees for legal cases relating to incidents abroad: up to CHF 5,000
    • Loss of earnings due to interrogation by authorities: up to CHF 5,000
    • Necessary travel expenses for trips to court hearings abroad: up to CHF 5,000

    • Public notifications
    • Medical examinations

    Coverage is valid worldwide (varying amounts of insurance, cf. covered benefits).


    There is no waiting period.

    Legal cases in connection with...

    • mandates as a director or trustee
    • self-employment
    • crimes and defence against non-contractual claims for damages except in cases where the liability insurer rejects coverage
    • intangible property law and antitrust law, law on unfair competition
    • undeveloped plots of land, purchase agreements on real estate and new buildings or conversions if a permit is required
    • conflicts with live-in partners or room mates
    • inheritance law (only protection for legal advice)
    • conflicts involving maintenance payments for children (only insurance for legal advice)

    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert. If it proves impossible to reach an agreement on the expert or at the insured person's request, a judge must make the decision.


    After termination of minimum duration, notice of termination can be handed in monthly without notice period.

    At least three months, afterwards terminable monthly.

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch.


    Extras/specials

    Supplements:

    • Traffic legal protection
    • Cyber legal protection
  • MyRight by AXA-ARAG (Motor legal protection)


    Individual: Policyholder in the capacity as owner, driver, keeper or lessee of a vehicle, and also as a passenger of a vehicle or of public means of transportation.

    Family: Policyholder, his/her spouse or life partner (provided this person shares the household with the policyholder), as well as their children and others sharing the household, provided they are unmarried and below the age of 20 (children up to the age of 30 are co-insured if they are unmarried and not employed. Apprentices and students do not count as employed), in the capacity as owner, driver, keeper or lessee of a vehicle, as driver or private renter of a registered rail vehicle or watercraft, and also as a passenger of a vehicle or of public means of transportation.

    In addition, third parties in the capacity as driver or passenger of a vehicle that is registered in the name of the insured person in Switzerland.


    Individual: Policyholder in the capacity as owner, driver, keeper or lessee of a vehicle, and also as a passenger of a vehicle or of public means of transportation.

    Family: Policyholder, his/her spouse or life partner (provided this person shares the household with the policyholder), as well as their children and others sharing the household, provided they are unmarried and below the age of 20 (children up to the age of 30 are co-insured if they are unmarried and not employed. Apprentices and students do not count as employed), in the capacity as owner, driver, keeper or lessee of a vehicle, as driver or private renter of a registered rail vehicle or watercraft, and also as a passenger of a vehicle or of public means of transportation.

    In addition, third parties in the capacity as driver or passenger of a vehicle that is registered in the name of the insured person in Switzerland.


    Up to CHF 600,000 per case (Switzerland)
    Up to CHF 100,000 per case (worldwide)
    Up to CHF 100,000 per case worldwide for bail (advance)
    Up to CHF 1000 for legal advice per legal case and year


    • Debt collection under an insured legal dispute
    • Necessary expert opinions
    • Arbitration court or mediator fees that are billed to the insured person
    • Cost of proceedings for fines and other rulings: up to CHF 500
    • Right of immediate access to a lawyer (criminal law): up to CHF 5,000
    • Interpreter fees for legal cases relating to incidents abroad: up to CHF 5,000
    • Loss of earnings due to interrogation by authorities: up to CHF 5,000
    • Necessary travel expenses for trips to court hearings abroad: up to CHF 5,000

    • Debt collection under an insured legal dispute
    • Necessary expert opinions
    • Arbitration court or mediator fees that are billed to the insured person
    • Cost of proceedings for fines and other rulings: up to CHF 500
    • Right of immediate access to a lawyer (criminal law): up to CHF 5,000
    • Interpreter fees for legal cases relating to incidents abroad: up to CHF 5,000
    • Loss of earnings due to interrogation by authorities: up to CHF 5,000
    • Necessary travel expenses for trips to court hearings abroad: up to CHF 5,000

    Coverage is valid worldwide (varying amounts of insurance, cf. covered benefits).


    There is no waiting period.

    Legal cases in connection with...

    • disputes over qualifying or re-qualifying for a driver’s licence
    • deliberate offences and crimes
    • gross exceeding of the speed limit
    • active participation in competitions or races
    • influence of alcohol or drugs: exclusion in case of repetition

    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    After termination of minimum duration, notice of termination can be handed in monthly without notice period.

    At least three months, afterwards terminable monthly.

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch.


    Extras/specials

    Supplements:

    • Everydays legal protection
    • Cyber legal protection
  • MyRight by AXA-ARAG (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholder, including underage children in his/her temporary custody as well as employees and auxiliaries in the private household

    Family: Policyholder and his/her spouse/registered partner or non-registered life partner, provided this person shares the household with the policyholder, as well as their children and others sharing the household, provided they are unmarried and below the age of 20. Children up to the age of 30 are co-insured if they are unmarried and not employed (apprentices and students do not count as employed); underage children in one of the insured persons' temporary custody as well as employees and auxiliaries in the private household are likewise covered.


    • Tenancy law and lease law (as the tenant or leaseholder of flats and properties)
    • Lending law
    • Crime victims compensation
    • Property and real estate law, including neighbour law
    • Social insurance law
    • Legal advice for cases under law of persons, family law and inheritance law (up to CHF 1,000)
    • Labour law as the employer of domestic staff and as a general manager or executive board member (up to CHF 100,000)
    • One-time legal advice for cases under divorce law
    • Patient law in case of emergencies abroad
    • Criminal law if insured person is acquitted of the accusation of intent (up to CHF 100,000)

    Up to CHF 600,000 per case (Switzerland)
    Up to CHF 100,000 per case (worldwide)
    Up to CHF 100,000 per case worldwide for bail (advance)
    Up to CHF 1000 for legal advice per legal case and year


    • Debt collection under an insured legal dispute
    • Necessary expert opinions
    • Arbitration court or mediator fees that are billed to the insured person
    • Cost of proceedings for fines and other rulings: up to CHF 500
    • Right of immediate access to a lawyer (criminal law): up to CHF 5,000
    • Interpreter fees for legal cases relating to incidents abroad: up to CHF 5,000
    • Loss of earnings due to interrogation by authorities: up to CHF 5,000
    • Necessary travel expenses for trips to court hearings abroad: up to CHF 5,000

    • Public notifications
    • Medical examinations

    Coverage is valid worldwide (varying amounts of insurance, cf. covered benefits).


    There is no waiting period.

    Legal cases in connection with...

    • mandates as a director or trustee
    • self-employment
    • crimes and defence against non-contractual claims for damages except in cases where the liability insurer rejects coverage
    • intangible property law and antitrust law, law on unfair competition
    • undeveloped plots of land, purchase agreements on real estate and new buildings or conversions if a permit is required
    • conflicts with live-in partners or room mates
    • inheritance law (only protection for legal advice)
    • conflicts involving maintenance payments for children (only insurance for legal advice)

    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert. If it proves impossible to reach an agreement on the expert or at the insured person's request, a judge must make the decision.


    After termination of minimum duration, notice of termination can be handed in monthly without notice period.

    At least three months, afterwards terminable monthly.

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch.


    Extras/specials

    Supplements:

    • Traffic legal protection
    • Cyber legal protection

    Motor legal protection


    Individual: Policyholder in the capacity as owner, driver, keeper or lessee of a vehicle, and also as a passenger of a vehicle or of public means of transportation.

    Family: Policyholder, his/her spouse or life partner (provided this person shares the household with the policyholder), as well as their children and others sharing the household, provided they are unmarried and below the age of 20 (children up to the age of 30 are co-insured if they are unmarried and not employed. Apprentices and students do not count as employed), in the capacity as owner, driver, keeper or lessee of a vehicle, as driver or private renter of a registered rail vehicle or watercraft, and also as a passenger of a vehicle or of public means of transportation.

    In addition, third parties in the capacity as driver or passenger of a vehicle that is registered in the name of the insured person in Switzerland.


    Individual: Policyholder in the capacity as owner, driver, keeper or lessee of a vehicle, and also as a passenger of a vehicle or of public means of transportation.

    Family: Policyholder, his/her spouse or life partner (provided this person shares the household with the policyholder), as well as their children and others sharing the household, provided they are unmarried and below the age of 20 (children up to the age of 30 are co-insured if they are unmarried and not employed. Apprentices and students do not count as employed), in the capacity as owner, driver, keeper or lessee of a vehicle, as driver or private renter of a registered rail vehicle or watercraft, and also as a passenger of a vehicle or of public means of transportation.

    In addition, third parties in the capacity as driver or passenger of a vehicle that is registered in the name of the insured person in Switzerland.


    Up to CHF 600,000 per case (Switzerland)
    Up to CHF 100,000 per case (worldwide)
    Up to CHF 100,000 per case worldwide for bail (advance)
    Up to CHF 1000 for legal advice per legal case and year


    • Debt collection under an insured legal dispute
    • Necessary expert opinions
    • Arbitration court or mediator fees that are billed to the insured person
    • Cost of proceedings for fines and other rulings: up to CHF 500
    • Right of immediate access to a lawyer (criminal law): up to CHF 5,000
    • Interpreter fees for legal cases relating to incidents abroad: up to CHF 5,000
    • Loss of earnings due to interrogation by authorities: up to CHF 5,000
    • Necessary travel expenses for trips to court hearings abroad: up to CHF 5,000

    • Debt collection under an insured legal dispute
    • Necessary expert opinions
    • Arbitration court or mediator fees that are billed to the insured person
    • Cost of proceedings for fines and other rulings: up to CHF 500
    • Right of immediate access to a lawyer (criminal law): up to CHF 5,000
    • Interpreter fees for legal cases relating to incidents abroad: up to CHF 5,000
    • Loss of earnings due to interrogation by authorities: up to CHF 5,000
    • Necessary travel expenses for trips to court hearings abroad: up to CHF 5,000

    Coverage is valid worldwide (varying amounts of insurance, cf. covered benefits).


    There is no waiting period.

    Legal cases in connection with...

    • disputes over qualifying or re-qualifying for a driver’s licence
    • deliberate offences and crimes
    • gross exceeding of the speed limit
    • active participation in competitions or races
    • influence of alcohol or drugs: exclusion in case of repetition

    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    After termination of minimum duration, notice of termination can be handed in monthly without notice period.

    At least three months, afterwards terminable monthly.

    Action in case of a claim

    The insurer must be notified immediately: online at myright.ch.


    Extras/specials

    Supplements:

    • Everydays legal protection
    • Cyber legal protection
  • AXA-ARAG discount package (Personal legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • Adult protection law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG discount package (Motor legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG discount package (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • Adult protection law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Partnership & family
    • Taxes
    • Legal advice PLUS

    Motor legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses

    CHF 300,000 per case (optionally CHF 600,000 or CHF 1,000,000)

    Deductible CHF 2,000 per case (optionally CHF 0, CHF 200, CHF 500, CHF 1,000)



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    5 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG no-worries package (Personal legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • School right
    • Adult protection law
    • Divorce law
    • Family law
    • Inheritance law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG no-worries package (Motor legal protection)


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS
  • AXA-ARAG no-worries package (Personal and motor legal protection)

    Personal legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Tenants' rights
    • Labour law
    • contract law
    • Law of property
    • Neighbours' rights
    • Legal protection for builders
    • Credit laws
    • Personality rights
    • Copyright
    • Legal matters concerning compensation for damages
    • Insurance rights
    • Social insurance law
    • Patient law
    • Crime victims compensation
    • School right
    • Adult protection law
    • Divorce law
    • Family law
    • Inheritance law
    • Criminal law
    • Labour law as the employer of domestic staff
    • Animal rights
    • self-employment

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses


    Worldwide, with few exceptions.

    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • mandates as a director or trustee
    • disputes in connection with an independent occupation
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Traffic & travel
    • Taxes
    • Legal advice PLUS

    Motor legal protection


    Individual: Policyholders

    Family: Policyholder and all people who live in same household and are listed in the policy


    • Road traffic law
    • Vehicle contract law
    • Property law in terms of vehicles
    • Vehicle taxation
    • Contract law of package holidays and accommodation
    • Tort law
    • Insurance law
    • Patients law
    • Victim aid
    • Patients law
    • Adult protection law
    • Criminal law

    CHF 600,000 per case (optionally CHF 300,000 or CHF 1,000,000)

    Deductible CHF 0 per case (optionally CHF 200, CHF 500, CHF 1,000, CHF 2,000)

    • Necessary expert opinions
    • Arbitration court or mediator fees
    • Cost of proceedings for fines and other rulings
    • Collections
    • Right of immediate access to a lawyer
    • Interpreter fees
    • Loss of earnings
    • Necessary travel expenses



    There is no waiting period.

    Legal cases concerning...

    • claims assigned to the policyholder
    • crimes


    If it is necessary to retain a lawyer, AXA-ARAG will recommend a suitable lawyer to the insured person. For court proceedings and in case of conflicting interests, the insured person may propose a lawyer of his choice. Should the insured person and AXA-ARAG fail to reach an agreement on who to mandate as the legal representative, AXA-ARAG will choose one of the three legal representatives the insured person suggests.


    Arbitration proceedings with a jointly appointed, independent expert.


    Three months before the contract expires.

    3 years (optional 1-5 years - long-term discount)

    Action in case of a claim

    The insurer must be notified immediately: online at axa-arag.ch or on their hotline: 0848 11 11 00


    Extras/specials

    Personal legal protection is a modular product. All modules can be combined flexible. Other modules are:

    • Live & daily routine
    • Work
    • Partnership & family
    • Taxes
    • Legal advice PLUS


Company data of AXA-ARAG

Headquarters: Zurich
Insurance company: AXA-ARAG Rechtsschutz AG

All information subject to change. © by comparis.ch AG

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