Viseca Visa Classic

General information

  • Free additional card only available in case of online credit card application. Otherwise the costs are as follows: CHF 12.50 in first year, CHF 25 in following year
  • no bank account necessary
  • credit assessment

Annual fee
Main card 1st year CHF 50.00
Following year CHF 100.00
Loss of credit card (cancellation, substitute cards) CHF 20.00
Cash withdrawal at an ATM
In Switzerland 3.50%
Minimal amount per withdrawal CHF 5.00
Abroad 3.50%
Minimum amount per withdrawal CHF 10.00
Purchases abroad
Foreign currency conversion (exchange sell rate) plus service charge 1.75%
Conditions for partial payment
Installments possible Yes
Annual interest 12.00%


  • Insurance for trip cancellation or trip interruption: up to CHF 10,000 and CHF 7,500, respectively, per event per year
  • Best price guarantee: reimbursement of price difference between the product bought with this credit card and a cheaper offer from another provider (same product), up to CHF 2,000 per year
  • Warranty extension for technical devices (12 months)

Rewards scheme

Surprize bonus programme

Collecting points

  • 2 points for each franc spent in Swiss supermarkets
  • 1 point per franc spent for all other transactions with your card
  • Additional points through promotions, contests and other surprises

Using points

  • The points may be exchanged for vouchers from surprize partners or for non-cash premiums in the premium shop.
  • 12,000 points may be used to reduce the annual fee by half in the following year.

The points are valid for three years. You will be notified of the impending expiry of your surpize points ahead of time in your points summary.

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