Migros Cumulus-Mastercard MyDesign
General information
- No annual fee, but one-time fee of CHF 30 in the first year
- No bank account required
- Credit check according to Swiss Consumer Credit Act
Annual fee
| Main card 1st year | CHF 30.00 |
| Following year | CHF 0.00 |
| Additional card 1st year | CHF 0.00 |
| Additional card subsequent year | CHF 0.00 |
| Loss of credit card (cancellation, substitute cards) | CHF 20.00 |
Cash withdrawal at an ATM
| In Switzerland | 3.75% |
| Minimal amount per withdrawal | CHF 5.00 |
| Abroad | 3.75% |
| Minimum amount per withdrawal | CHF 10.00 |
Purchases abroad
| Foreign currency conversion (exchange sell rate) plus service charge | 1.50% |
Conditions for partial payment
| Installments possible | Yes |
| Annual interest | 9.90% |
Insurance
- Capital sum in the event of an accident: CHF 300,000
- Delayed flight: CHF 500
- Coverage in the event of the airline's insolvency: CHF 2,000
- Coverage of legal expenses when abroad:
CHF 250,000 in Europe, CHF 50,000 worldwide
Rewards scheme
Cumulus Points1 CHF turnover inside Migros group
= 1 Cumulus- Point
3 CHF turnover outside Migros group
= 1 Cumulus- Point