Credit cards from Cumulus-Mastercard

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Products from Cumulus-Mastercard


  • Migros Cumulus-Mastercard

    General information

    No bank account required
    Credit assessment according to the Federal Law on Consumer Credit.


    Annual fee
    Main card 1st year CHF 0.00
    Following year CHF 0.00
    Additional card 1st year CHF 0.00
    Additional card subsequent year CHF 0.00
    Loss of credit card (cancellation, substitute cards) CHF 20.00
    Cash withdrawal at an ATM
    In Switzerland 3.75%
    Minimal amount per withdrawal CHF 5.00
    Abroad 3.75%
    Minimum amount per withdrawal CHF 10.00
    Purchases abroad
    Foreign currency conversion (exchange sell rate) plus service charge 1.50%
    Conditions for partial payment
    Installments possible Yes
    Annual interest 11.95%

    Insurance

    • Capital sum in the event of an accident: CHF 300,000
    • Delayed flight: CHF 500
    • Coverage in the event of the airline's insolvency: CHF 2,000
    • Coverage of legal expenses when abroad: CHF 250,000 in Europe, CHF 50,000 worldwide

    Rewards scheme

    Cumulus- Points
    1 CHF turnover inside Migros group
    = 1 Cumulus- Point
    3 CHF turnover outside Migros group
    = 1 Cumulus- Point
  • Migros Cumulus-Mastercard MyDesign

    General information

    • No annual fee, but one-time fee of CHF 30 in the first year
    • No bank account required
    • Credit check according to Swiss Consumer Credit Act


    Annual fee
    Main card 1st year CHF 30.00
    Following year CHF 0.00
    Additional card 1st year CHF 0.00
    Additional card subsequent year CHF 0.00
    Loss of credit card (cancellation, substitute cards) CHF 20.00
    Cash withdrawal at an ATM
    In Switzerland 3.75%
    Minimal amount per withdrawal CHF 5.00
    Abroad 3.75%
    Minimum amount per withdrawal CHF 10.00
    Purchases abroad
    Foreign currency conversion (exchange sell rate) plus service charge 1.50%
    Conditions for partial payment
    Installments possible Yes
    Annual interest 9.90%

    Insurance

    • Capital sum in the event of an accident: CHF 300,000
    • Delayed flight: CHF 500
    • Coverage in the event of the airline's insolvency: CHF 2,000
    • Coverage of legal expenses when abroad:
      CHF 250,000 in Europe, CHF 50,000 worldwide

    Rewards scheme

    Cumulus Points
    1 CHF turnover inside Migros group
    = 1 Cumulus- Point
    3 CHF turnover outside Migros group
    = 1 Cumulus- Point

Experiences and questions regarding Cumulus-Mastercard in our forum

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