Health insurance premiums 2019 – compare and switch


Health insurance premiums are set to rise by 1.2 per cent on average in 2019. Anyone can switch their basic health insurance policy, irrespective of age or medical history. At comparis.ch, you can now calculate your personal health insurance premium for 2019 – compare health insurers, models and deductibles and request a quote directly online.

 

News

Update of 24/09/2018: “People with alternative insurance models are increasingly subsidizing those opting for the standard model”

According to health insurance expert Felix Schneuwly, the average increase in the basic insurance premiums for 2019 of 1.2 per cent does not necessarily reflect the real rise in healthcare costs. In addition, there is a great imbalance between the standard model and the alternative models. Despite the seemingly modest increase in premiums, half of all policyholders could still benefit from considerable savings, according to a Comparis analysis. The press release of 24 September 2018 outlines some ways you can save (available in German, French and Italian only).

Update of 24/09/2018: “Decision to use average premium increase long overdue”

On 24th September 2018, the Federal Office of Public Health announced an average premium increase of 1.2 per cent. According to Comparis expert Felix Schneuwly, the decision to calculate the premium increase based on the average premium instead of the standard premium is long overdue. However, he also warns that this modest premium increase does not reflect the real rise in healthcare costs. A statement is available on the announcement of health insurance premiums for 2019 (in German, French and Italian only).

Update of 21/09/2018: 25 francs premium increase represents pain threshold

On 24th September 2018, the Federal Office of Public Health released the new basic health insurance premiums for 2019. Our survey of 1,500 Comparis users on health insurance premiums shows that half of all policyholders would switch health insurance if their monthly premiums went up by 25 francs (article available in German, French and Italian only).

Update of 14/08/2018: Ethical customer acquisition practised by ten health insurers

comparis.ch awards quality labels to health insurers that commit themselves to adhering to the provisions of the Federal Act on Unfair Competition when conducting customer acquisition activities by telephone or e-mail. Find out which ten health insurers have been awarded the ethical customer acquisition label for 2018 and which two refrain completely from telemarketing (press release not available in English).

Update of 31/07/2018: Health insurers with the best ratings

Customer satisfaction is of the utmost importance. For this reason, comparis.ch has teamed up with market research experts GfK to conduct an annual survey to determine customer satisfaction with respect to health insurance companies. Assessing factors like the competence and commitment of health insurance staff, billing and clarity of information for customers, our survey, which is based on the experience of other customers, will help you choose the right health insurer. 

Six insurers came joint top of the customer satisfaction table with a rating of 5.3: Agrisano, Concordia, KPT / CPT, Sana 24, Sanitas and Swica. In joint second place with a rating of 5.2 were two health insurers, while six others took bronze with a rating of 5.1. Here is the list of all health insurers.

Update of 11/07/2018: Beware of calls from phoney brokers

comparis.ch has once again been receiving information and numerous complaints about telephone calls from call centres whose employees say they work for Comparis. Do not respond to their offers under any circumstances. Here you can read further information on the subject and find out how to protect yourself from these calls.

Update of 19/06/2018: Initial estimate of premium increase

comparis.ch expects a significant increase in premium prices of around 4 per cent for 2019. This increase is linked to the consumption of medicines. According to Comparis health insurance expert Felix Schneuwly, the amount saved through the price reductions implemented by the FOPH is significantly less than the increase in annual spending on greater quantities of medicines and new, more expensive drugs. More information can be found in this press release (available in German, French and Italian only).

 

Compare premiums and save money

Health insurance premiums constitute a considerable proportion of a household's budget. It’s therefore well worth comparing them again for 2019. Those who are affected by a significant premium increase can respond by changing their insurance provider or choosing a cheaper insurance model. All insurers offer identical basic health insurance cover. comparis.ch can help you find the right provider and save money.

 

Video – health insurance comparison

 

 

Notification of premiums 

We expect the new premium prices to be available in our comparison at the end of September. Sign up now for your premium notification, and see at a glance how much you could save as soon as the information becomes available.

 

How to cancel health insurance

Cancellation periods

Find out here by when you need to cancel your basic insurance and what you should watch out for when cancelling your supplemental insurance.

Cancellation letter template

The quick and easy way to write a cancellation letter – with the convenient template provided by comparis.ch. Create the cancellation letter for your health insurance provider now.

 

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Glossary – health insurance

Do you find some of the terminology confusing? We have put together an A-to-Z list of key health insurance terms with explanations, which you can find in our health insurance glossary.