Sanitas Health Insurance

Sanitas - Premium development

 
KK Name
  • # Members  |  CHF 0.00   premium
  • Customer satisfaction  (2017)   5.3
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.

Experiences and questions regarding Sanitas in our forum

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Customer satisfaction with Sanitas

Here you can find information on customer satisfaction and learn what experiences other Comparis users had with the insurance company.

5.3 Competence and helpfulness of employees
5.3 Statements (clarity, prompt payment, goodwill etc.)
5.2 Clarity and comprehensibility of customer information
5.3 Overall rating

Comparis Rating

  • Mark 6.0 – 5.5: excellent
  • Mark 5.4 – 5.0: good
  • Mark 4.9 – 4.5: satisfactory
  • Mark 4.4 – 4.0: adequate
  • Mark 3.9 – 1.0: inadequate

Sanitas - efficiency of administration

Administrative costs

5.7% of premiums

Collection of data 11/2016

When is a health insurance company efficient?

Health insurance companies are considered efficient
if their administrative costs are less than 4.2% of premiums.

Sanitas – company details

Reserves of the health insurer Sanitas 2014 2015
Number of policyholders 331,843 486,166
Reserves in millions of CHF 144.9 163.6
Minimum reserves in millions of CHF 93.2 105.0
Solvency ratio 156.0% 156.0%
comparis.ch displays the supervision data published by the FOPH. comparis.ch does not guarantee the accuracy of the data. Last updated: 26.09.2016

Corporate structure

Sanitas was established as a foundation in 1958. In 2004, its operative business was handed over to joint stock companies. In 2010, Sanitas converted the companies into a holding structure. Since then, Sanitas Grundversicherungen AG, Sanitas Privatversicherungen AG and Compact Grundversicherungen AG have been part of the Sanitas Beteiligungen AG.

Benefits covered under basic insurance

For the mandatory basic insurance, the benefits that the health insurers must cover are stipulated by law.

Switching to Sanitas for health insurance

Attention should be given to the notification periods when changing one's insurance. Otherwise the freedom to choose one's insurer applies for the mandatory part of health insurance: health insurance providers must accept all applicants and may not reject them based on age, gender or state of health nor may they impose any provisos.

Products from Sanitas

Sanitas offers the standard model throughout Switzerland. In addition, Sanitas also offers alternative insurance models. These usually allow you to save on premiums. However, some of the alternative models are not available everywhere in Switzerland. To find out where they are offered and how much you can save on premiums, we recommend making a premium comparison.


How to contact Sanitas

Sanitas Grundversicherungen AG
Jägergasse 3
Postfach 2010
8021 Zürich
Tel. 044 298 63 00
Fax 044 298 62 50
info@sanitas.com


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Number of policyholders

Average number of policyholders in the previous year (basic insurance only).

Reserves in millions of CHF

Including reserves for optional daily benefits insurance.

Minimum reserves in millions of CHF

Since 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.

Solvency ratio

The solvency ratio indicates the ratio between the existing reserves and the minimum amount.

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