Sanagate health insurance

Sanagate - Premium development

 
KK Name
  • # Members  |  CHF 0.00   premium
  • Customer satisfaction  (2017)   5.1
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.

Experiences and questions regarding Sanagate in our forum

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Customer satisfaction with Sanagate

Here you can find information on customer satisfaction and learn what experiences other Comparis users had with the insurance company.

5.1 Competence and helpfulness of employees
5.0 Statements (clarity, prompt payment, goodwill etc.)
5.1 Clarity and comprehensibility of customer information
5.1 Overall rating

Comparis Rating

  • Mark 6.0 – 5.5: excellent
  • Mark 5.4 – 5.0: good
  • Mark 4.9 – 4.5: satisfactory
  • Mark 4.4 – 4.0: adequate
  • Mark 3.9 – 1.0: inadequate

Sanagate - efficiency of administration

Administrative costs

5.6% of premiums

Collection of data 11/2016

When is a health insurance company efficient?

Health insurance companies are considered efficient
if their administrative costs are less than 4.2% of premiums.

Sanagate – company details

Reserves of the health insurer Sanagate 2014 2015
Number of policyholders 62,600 73,415
Reserves in millions of CHF 26.7 29.6
Minimum reserves in millions of CHF 24.0 24.7
Solvency ratio 112.0% 120.0%
comparis.ch displays the supervision data published by the FOPH. comparis.ch does not guarantee the accuracy of the data. Last updated: 26.09.2016

How to contact Sanagate

Sanagate AG
Tribschenstrasse 21
Postfach 2568
6002 Luzern
Tel. 0800 347 358
Fax 058 911 80 33
office.de@sanagate.ch


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Sanagate - 0 more forum articles

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Number of policyholders

Average number of policyholders in the previous year (basic insurance only).

Reserves in millions of CHF

Including reserves for optional daily benefits insurance.

Minimum reserves in millions of CHF

Since 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.

Solvency ratio

The solvency ratio indicates the ratio between the existing reserves and the minimum amount.

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