CSS - Intras Health Insurance
CSS - Intras - Premium development
Premium calculation is based on a deductible rate of CHF 300 (deductible rate of CHF 0 in case of children) with inclusion of accidents. When selecting a canton, premium region 1 will be displayed. Not all insurances are on offer in every canton. Where a specific insurance is not available, the premium development view will remain empty.
More about CSS - Intras
Customer satisfaction and experience with CSS - Intras
good(5.3)- Mark 6.0 – 5.5: excellent
- Mark 5.4 – 5.0: good
- Mark 4.9 – 4.5: satisfactory
- Mark 4.4 – 4.0: adequate
- Mark 3.9 – 1.0: inadequate
CSS - Intras - efficiency of administration
Collection of data 11/2020
if their administrative costs are less than 4.2% of premiums.
CSS - Intras – company details
Reserves of the health insurer CSS - Intras | 2019 |
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Number of policyholders
More information
Number of policyholdersAverage number of policyholders in the previous year (basic insurance only).
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178,585 |
Reserves in millions of CHF
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Reserves in millions of CHFIncluding reserves for optional daily benefits insurance.
|
201.6 |
Minimum reserves in millions of CHF
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Minimum reserves in millions of CHFSince 2012, the minimum amount of reserves has been determined based on a model that takes the insurance companies' individual risks into account (Health Insurance Act (KVG) solvency test, cf. Art. 78ff Health Insurance Ordinance (KVV)). Insurance companies whose reserves are below the minimum amount (solvency ratio < 100%) are subject to the old reserve requirements until 2016.
|
125.8 |
Solvency ratio
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Solvency ratioThe solvency ratio indicates the ratio between the existing reserves and the minimum amount.
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160.0%
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About Intras
Intras was founded in 1964 in Geneva. In 2008 it was incorporated into the CSS Group.
Insurance benefits
The law stipulates which benefits a provider must cover in the mandatory basic insurance. This means that the coverage includes the same benefits with all health insurers.
Switching to Intras for basic insurance
For mandatory basic insurance, health insurance providers must accept all applicants without reservations and irrespective of age, gender or state of health. The so-called freedom to choose one's insurer applies. However, special attention should still be given to the notice periods.
Where is Intras active?
Intras offers mandatory basic insurance throughout Switzerland (standard model). Intras also offers alternative insurance models such as the family doctor, HMO or Telmed models. However, some of these are not available everywhere in Switzerland. You can find out most easily if Helsana offers an alternative insurance model in your place of residence and how much you would be able to save by making a premium comparison.
How to contact CSS - Intras
CSS Kranken-Versicherung AG
Tribschenstrasse 21
Postfach 2568
6002 Luzern
Tel. 058 277 11 11
Fax 058 277 12 12
info@css.ch