Property sale: selling a house or apartment in Switzerland
Your benefits with Comparis
No charge, no commitment
Property valuation with Comparis is free of charge. The valuation is non-binding.
Straightforward and digital
We’ll support you throughout the sales process with our digital guide.
At a glance
View average property prices in Switzerland and find out where it might be worth making a purchase.
No charge, no commitment
Property valuation with Comparis is free of charge. The valuation is non-binding.
Straightforward and digital
We’ll support you throughout the sales process with our digital guide.
At a glance
View average property prices in Switzerland and find out where it might be worth making a purchase.
Property selling guide
Selling your property is an emotional process. It can also be a complex one. The Comparis guide provides information on each individual phase, from planning all the way through to closing the sale.
Here’s how to plan your property sale
The free online property valuation tool from Comparis will help you to get a first estimate of what your property is worth. A property specialist can help you with a comprehensive on-site professional appraisal. A reputable estate agent or realtor will do this free of charge and with no obligation.
Find out here what you need to know when determining the price of your property.
Do you want to sell your house yourself? Or would you prefer to work with an estate agent? Comparis can help you decide.
Have you decided to use an estate agent to sell your property? Comparis explains what to watch out for when choosing and working with an estate agent.
Would you rather sell on your own? Comparis explains how to market your property for a successful sale.
Most popular searches about selling property
FAQs – everything you need to know about selling property
That depends on both emotional and rational factors.
From the emotional point of view, there might never really be a right time. If the property has been in the family for a long time, for example, the decision to sell can be difficult.
It’s worth considering alternatives, such as renting it out on a fixed-term contract.
From a rational point of view, the right time depends on the property market, your financial circumstances and tax considerations. In particular, the current market situation is important for a successful house or apartment sale.
Selling a property is a difficult process, and it can be a challenge to find your feet. In the best-case scenario, you won’t be in a hurry and will have enough time to plan and prepare your property sale.
As a general rule, start by setting your intention. For example, do you want to maximize your profit, or simply sell as quickly as possible?
To get the selling process off to a successful start, it’s important to have your property valued properly. Then you need to create professional sales documents.
Want to know more about selling a particular property type? Read about how to approach selling a multi-family home, or about the best way to sell a plot of land successfully.
Gathering knowledge and information, going to appointments and dealing with piles of paperwork all make selling a property a time-consuming business.
If you don’t already have the specialist and legal skills, you will have many hours of work to do.
On average, it takes six months to sell a property, But in some cases you will need much longer. How long a property sale takes depends on various factors.
This varies from region to region, because taxes, duties and fees differ according to the location of the property. As a rule, you must budget for the following costs:
Notary fees
Land registry fees
Possible liquidation of the mortgage certificate
Property transfer tax
Capital gains tax on property
It is possible to sell a property even if your mortgage has several years left on it. You can sell the current mortgage on to the buyers along with the property, repay it early, or of course transfer it to your new property.
If the buyers want to take on your mortgage, they can only do so if the mortgage lender will accept them as the new borrowers.
In the case of early repayment, you will have to pay an early repayment charge to your lender. When taking out a new mortgage or extending a current one, it is therefore worth checking which providers offer attractive models such as lump-sum compensation, etc. An independent mortgage broker can help you here.
If you make a new investment, you can simply transfer the mortgage to the new property.