Zurich – Contents and personal liability insurance

Below you can find information on the home contents and personal liability insurance offered by Zurich. It is divided into product characteristics, information about the insurance company, customer satisfaction and forum posts.


Products from Zurich

  • Basic (contents insurance)

    Principle
    Depending on the contract, the insurance applies to the policyholder alone (as an individual) or the policyholder along with any persons living in the same household.

    Cover of children
    Children living in the same household as the policyholder are also covered, irrespective of their age and whether working or not.

    Conditions applying to third-party vehicles
    • Cover applies to occasional, non-regular use of third-party cars, light motor vehicles and motorcycles.
    Basic insurance covers:
    • bonus loss and deductible (if any) of liability insurance for motor vehicles registered in Switzerland.
    Conditions applying to real estate
    • Cover includes liability with regard to single-family holiday houses or owner-occupied property without commercial purpose containing a maximum of 3 apartments.
    • Principal's liability is included for renovations, conversions and extensions up to a construction sum of CHF 100,000.
    Deductibles
    • Generally CHF 300 (incl. tenancy claims, only applied once per move)
    Additional supplementary cover:
    • Waiver of gross negligence
    • Use of third-party motor vehicles with a total weight of up to 3,500 kg (including trailers, motorcycles and boats)
    • Exclusively from your agent: insurance for horse renters, hunters and sideline activities with a gross annual income of CHF 6,000 and over
  • Basic (personal liability insurance)

      Principle
      Depending on the contract, the insurance applies to the policyholder alone (as an individual) or the policyholder along with any persons living in the same household.

      Cover of children
      Children living in the same household as the policyholder are also covered, irrespective of their age and whether working or not.

      Conditions applying to third-party vehicles
      • Damage arising from the use of third-party vehicles is included in the basic cover. Damage to the used third-party vehicle itself (collision damage) can be included through an endorsement (see additional supplementary cover), but not in the Basic product.
      Basic insurance covers:
      • Bonus loss and deductible (if any) of liability insurance for motor vehicles registered in Switzerland.
      Conditions applying to real estate
      • Cover includes liability with regard to single-family holiday houses or owner-occupied property without commercial purpose containing a maximum of 3 flats.
      • Principal's liability is included for conversions, extensions and renovations up to a construction sum of CHF 200,000.
      Deductibles
      • Generally CHF 300 (including for tenancy claims; is only charged once per move)
      Additional supplementary cover
      • Waiver of gross negligence
      • Use of third-party motor vehicles with a total weight of up to 3,500 kg (including trailers, motorcycles and boats)
      • Exclusively from your agent: insurance for horse renters, hunters and sideline activities with a gross annual income of CHF 6,000 and over

Customer satisfaction with Zurich

5.4 Competence and commitment of employees

5.3 Comprehensibility and clarity of customer information

5.3 Insurer's availability

4.9 Satisfaction with amount of premium

5.3 Handling of claims

5.3 Overall rating

Information about the insurance company

Insurance carrier
Zurich Insurance Company Ltd
Head office
Zurich

Back
Ad