Zurich car insurance

Below you can find information on the car insurance offered by Zurich. It is divided into product characteristics, information about the insurance company, customer satisfaction and forum posts.
 

Products from Zurich

BASIC

Liability insurance
Insurance against liability claims resulting from the provisions of the road traffic laws. The deductible is CHF 500, see also the "Specifics" section.


Liability insurance supplements
None


Comprehensive insurance
If the replacement value supplement is included in the policy, compensation in the event of a total loss is average.


Partial casco
Coverage includes damage due to fire, natural hazards, theft, glass breakage, vandalism, martens, collisions with animals. The minimum deductible is CHF 300.


Collision casco
Covers damage due to collision. The minimum deductible is CHF 1000.


Comprehensive insurance supplements
None


Occupants insurance
Covers lump sum death and disability benefits and, as a supplement, daily allowances for a hospital stay or loss of ability to work and treatment costs. The occupants insurance applies to all persons living in the same household – also in third-party vehicles. Treatment costs for pets carried in the car are included.


Specifics

  • Help Point PLUS – repair only in one of the insurer's contract garages.
  • Premium protection: Zurich Insurance does not have a bonus level system and therefore does not raise bonus levels following a claim. The premium is already protected.
  • Reduction of deductible: the deductible for liability and collision casco claims is reduced by CHF 500 after three claim-free years and by another CHF 500 after another three claim-free years.
  • No-claims bonus: this can be bought along with the insurance and guarantees a refund of 10% of premiums after three claim-free years.

 

PREMIUM

Liability insurance
Insurance against liability claims resulting from the provisions of the road traffic laws.


Liability insurance supplements
None


Comprehensive insurance
If the replacement value supplement is included in the policy, compensation in the event of a total loss is average.


Partial casco
Coverage includes damage due to fire, natural hazards, theft, glass breakage, vandalism, martens, collisions with animals.


Collision casco
Covers damage due to collision.


Comprehensive insurance supplements

  • Personal items
  • Insurance for damage while parked with limited coverage or the PLUS version with unlimited coverage
  • Glass PLUS (coverage of small glass parts)

Occupants insurance
Covers lump sum death and disability benefits and, as a supplement, daily allowances for a hospital stay or loss of ability to work and treatment costs. The occupants insurance applies to all persons living in the same household – also in third-party vehicles. Treatment costs for pets carried in the car are included.


Specifics

  • Help Point PLUS – repair only in one of the insurer's contract garages.
  • Premium protection: Zurich Insurance does not have a bonus level system and therefore does not raise bonus levels following a claim. The premium is already protected.
  • Reduction of deductible: the deductible for liability and collision casco claims is reduced by CHF 500 after three claim-free years and by another CHF 500 after another three claim-free years.
  • No-claims bonus: this can be bought along with the insurance and guarantees a refund of 10% of premiums after three claim-free years.

 

Information about the insurance company

Insurance carrier
Zurich Insurance Company Ltd
Head office
Zurich

Customer satisfaction with Zurich

5.4 Competence and commitment of employees
5.2 Comprehensibility and clarity of customer information
5.3 Insurer's availability
5.0 Satisfaction with amount of premium
5.7 Handling of claims
5.3 Overall judgement

Experiences and questions regarding Zurich in our forum

None

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