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Healthcare and pensionsPensionsIn your mid-life years
Pension tips for every life situation

In your mid-life years


People in mid-life need to address a few key questions. How do I save money for my retirement? What investment offers the best combination of low risk and high return? What are the tax implications now and in the future? How do I safeguard my family?

With private pensions, you have the freedom to decide for yourself. Your investment horizon is long enough to allow you to lay a reasonably solid foundation. By starting to save early, you will benefit from the compound interest effect and the long investment horizon will allow you to compensate for temporary fluctuations on the financial markets. In this situation, it is advisable to select a retirement fund where you can choose different proportions of equity. These funds are also available for tax-privileged pillar 3a investments. This means that you can deduct your annual saving contributions from your taxable income.

You can also take out life insurance to cover the events of death and incapacity for work.

The subject of pensions is complex. There is often not enough time to research everything in detail. If you wish, you can seek advice from our partner service Optimatis. Our experts have the information that you may spend a long time searching for. Benefit from their expertise by arranging a no-obligation consultation.

The independent partner service Optimatis and its qualified staff will work with you to establish a clear overview and produce a snapshot of your current situation. Optimatis can offer you the solution that best fits your needs from the wide range available on the market – a good reason to seek advice from an independent expert.

You just need to request an appointment and a specialist advisor will be in touch with you. During the meeting, you can decide how and whether you wish to proceed with the solutions proposed.

Request no-obligation advice

Have you started to save privately for retirement?

The earlier the better.
Request no-obligation advice

Pillar 3a: comparison of current interest rates

Tax calculator for the pillar 3a

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