Savings: Interests in comparison


On the one hand, a private account offers the opportunity to put your savings in a bank. There are different types of accounts (e.g. savings accounts, youth accounts, senior accounts, etc.) with different points of focus (e.g. salary, online banking, trading, etc.).

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Account Savings Capital 5,000 CHF
Investment horizon 10 year(s) Canton Whole of Switzerland

 
Provider Product Savings interest rate in % Advantage in CHF Final capital in CHF    
Comparison interest rates for Savings
Crédit Agricole Financements (Suisse) SA Savings 1.000% 498.00 5,523.00
 
Wir Bank Investment account 0.800% 389.50 5,414.50
 
Caisse d'Epargne Riviera Compte épargne placement 0.750% 363.00 5,388.00
 
Spar- und Leihkasse Frutigen Savings account Plus 0.610% 288.50 5,313.50
 
Baloise Bank SoBa e-banking savings account 0.500% 230.50 5,255.50
 
Banque CIC (Suisse) Investment account 0.500% 230.50 5,255.50
 
Hypo Landesbank Voralberg Investment savings account 0.500% 230.50 5,255.50
 
PostFinance E-Deposito account 0.500% 230.50 5,255.50
 
Bank Coop Savings account Plus 1 0.450% 204.50 5,229.50
 
bank zweiplus Investment savings account 0.400% 178.50 5,203.50
 
Banque Cantonale Vaudoise Compte e-Epargne 0.400% 178.50 5,203.50
 
GENERALI / BSI Savings and investment account 0.400% 178.50 5,203.50
 
Glarner Kantonalbank Target savings account 0.400% 178.50 5,203.50
 
Migros Bank Investment savings account 0.400% 178.50 5,203.50
 
PostFinance Deposito account 0.400% 178.50 5,203.50
 
Banca Popolare di Sondrio (Suisse) Deposit account 0.375% 165.50 5,190.50
 
Caisse d'Epargne de Cossonay (CEDC) Investment savings account 0.375% 165.50 5,190.50
 
Caisse d'Epargne Riviera Savings account nominatif 0.375% 165.50 5,190.50
 
Basler Kantonalbank BKB Investment savings account 0.300% 127.00 5,152.00
 
Genfer Kantonalbank BCGE Savings 0.300% 127.00 5,152.00
 
Raiffeisen Savings account for members 0.300% 127.00 5,152.00
 
Schaffhauser Kantonalbank Savings account Plus 0.300% 127.00 5,152.00
 
Vadian Bank Vadian asset saving 0.300% 127.00 5,152.00
 
Valiant Bank TOP savings account 0.300% 127.00 5,152.00
 
Alpha Rheintal Bank AG Alpha Sparen Plus 0.250% 101.50 5,126.50
 
Baloise Bank SoBa Baloise account Plus 0.250% 101.50 5,126.50
 
Banca dello Stato del Cantone Ticino Savings account 0.250% 101.50 5,126.50
 
Bank Coop Savings account 0.250% 101.50 5,126.50
 
Basellandschaftliche Kantonalbank Savings account 0.250% 101.50 5,126.50
 
Caisse d'Epargne de Cossonay (CEDC) Savings account Nominatif 0.250% 101.50 5,126.50
 
Freiburger Kantonalbank Savings account 0.250% 101.50 5,126.50
 
GE Money Bank AG Savings deposit account 0.250% 101.50 5,126.50
 
Hypo Landesbank Voralberg Savings account 0.250% 101.50 5,126.50
 
Migros Bank Savings account 0.250% 101.50 5,126.50
 
Swissquote Bank Dynamic savings account 0.250% 101.50 5,126.50
 
Thurgauer Kantonalbank Investment savings account Bonus Spezial 0.250% 101.50 5,126.50
 
Zuger Kantonalbank Savings account Plus 0.250% 101.50 5,126.50
 
Appenzeller Kantonalbank Investment savings account 0.200% 76.00 5,101.00
 
Appenzeller Kantonalbank Savings account 0.200% 76.00 5,101.00
 
Appenzeller Kantonalbank Bonus savings account Säntis 0.200% 76.00 5,101.00
 
Bank Linth Savings account PLUS 0.200% 76.00 5,101.00
 
Banque Cantonale Vaudoise Savings account 0.200% 76.00 5,101.00
 
Basler Kantonalbank BKB Savings account 0.200% 76.00 5,101.00
 
Clientis Sparcassa 1816 Genossenschaft Top savings account 0.200% 76.00 5,101.00
 
Clientis Sparcassa 1816 Genossenschaft Savings account 0.200% 76.00 5,101.00
 
Glarner Kantonalbank Savings account Name 0.200% 76.00 5,101.00
 
Graubündner Kantonalbank Savings account 0.200% 76.00 5,101.00
 
Hypothekarbank Lenzburg AG Savings account 0.200% 76.00 5,101.00
 
Luzerner Kantonalbank Savings account 0.200% 76.00 5,101.00
 
Neuenburger Kantonalbank Savings account 0.200% 76.00 5,101.00
 
Raiffeisen Savings account 0.200% 76.00 5,101.00
 
Schaffhauser Kantonalbank Savings account 0.200% 76.00 5,101.00
 
St. Galler Kantonalbank Savings account 0.200% 76.00 5,101.00
 
Thurgauer Kantonalbank Savings account 0.200% 76.00 5,101.00
 
Valiant Bank Purple savings account 1.11 2 0.200% 76.00 5,101.00
 
Walliser Kantonalbank Savings account 0.200% 76.00 5,101.00
 
Alpha Rheintal Bank AG Alpha Savings account 0.150% 50.50 5,075.50
 
Berner Kantonalbank Savings account 0.150% 50.50 5,075.50
 
Credit Suisse Savings account 0.150% 50.50 5,075.50
 
Nidwaldner Kantonalbank Investment savings account 0.150% 50.50 5,075.50
 
Schwyzer Kantonalbank Investment savings account 0.150% 50.50 5,075.50
 
SLR - my bank Savings account 0.150% 50.50 5,075.50
 
Valiant Bank Savings account 0.150% 50.50 5,075.50
 
Zürcher Kantonalbank Investment savings account 0.150% 50.50 5,075.50
 
Alternative Bank Schweiz Savings account 0.125% 38.00 5,063.00
 
Alternative Bank Schweiz Investment account 0.125% 38.00 5,063.00
 
Vadian Bank Savings account 0.125% 38.00 5,063.00
 
Aargauer Kantonalbank Savings account 0.100% 25.00 5,050.00
 
Baloise Bank SoBa Savings account with bonus 0.100% 25.00 5,050.00
 
Baloise Bank SoBa Baloise account STEP 0.100% 25.00 5,050.00
 
Jurassische Kantonalbank Savings account Bonus 0.100% 25.00 5,050.00
 
Jurassische Kantonalbank Savings account 0.100% 25.00 5,050.00
 
Nidwaldner Kantonalbank Savings account 0.100% 25.00 5,050.00
 
Obwaldner Kantonalbank Savings account 0.100% 25.00 5,050.00
 
Schwyzer Kantonalbank Savings account 0.100% 25.00 5,050.00
 
UBS Savings account 0.100% 25.00 5,050.00
 
Urner Kantonalbank Savings account 0.100% 25.00 5,050.00
 
Zuger Kantonalbank Savings account 0.100% 25.00 5,050.00
 
Zürcher Kantonalbank Savings account 0.100% 25.00 5,050.00
 
Banca Popolare di Sondrio (Suisse) Assets account 0.050% 0.00 5,025.00
 
Hypothekarbank Lenzburg AG Bonus account 0.050% 0.00 5,025.00
 
Hypothekarbank Lenzburg AG Investment account 0.050% 0.00 5,025.00
 
Zürcher Kantonalbank Environment savings account 0.050% 0.00 5,025.00
 

 

As of: 06/05/2013

 

1) 1.250% in the 1st year. Interest rate from the 2nd year is 0.450% plus 1.000% interest premium for the net increase until the end of the particular calendar year.
2) Preferential rate valid from 01.02.2013 – 31.12.2013. This only applies for new deposits of up to CHF 250,000.

 


Comments

  • Advantage in CHF is calculated per year.
  • In the comparison of investments, the following investment sums for the benefit of CHF per year are applied: medium term bonds: CHF 30,000; call money: CHF 1,000,000; fixed deposit: CHF 100,000.
  • The interest rate on the personal account at Raiffeisen Bank is a recommondation by Raiffeisen Schweiz for their members. The actual interest rates can vary.
  • Banque Cantonale Vaudoise does not dispose of a government guarantee.
  • Banque Cantonale de Genève disposes of a limited government guarantee of CHF 500,000 per client. This only applies to savings deposits.
  • All information according to provider and without liability.
  • To all comparisons, the Comparis neutrality guarantee applies.
In the personal account comparison, banks which operate not only in one canton and which have total assets of at least CHF 10 bn were considered. Additionally, the interest rates of the three major cantonal banks according to their total assets are shown. Also, the interest rates of those banks are displayed which regularly provide Comparis with information on their latest conditions.


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