Flex Model

A variation of hospital insurance. The choice of hospital ward is not made until the patient is admitted. Supplementary health insurance covers all costs in general wards throughout Switzerland, however, semi-private or private wards are paid for in part by the policyholder to an extent pre-determined by the health insurance company.

Examples of contribution to costs:

Company   Product   Semi-private ward   Private ward
        min.   max.   min.   max.
Aerosana   Hospital Flex 1   35%   CHF 3,000.- per annum   50%   CHF 9,000.- per annum
    Hospital Flex 2   20%   CHF 2,000.- per annum   35%   CHF 4,000.- per annum
Arcosana   Standard Insurance Plus   20%   CHF 4,000.- per annum   35%   CHF 7,000.- per annum
Atupri   Spital Kombi - Opti 1   40%   CHF 4'000.- per annum   50 %   CHF 8'000.- per annum
    Spital Kombi - Opti 2   20%   CHF 2'000.- per annum   30%   CHF 4'000.- per annum
Auxilia   Standard Insurance Plus   20%   CHF 4,000.- per annum   35%   CHF 7,000.- per annum
Avanex   Hospital Flex 1   35%   CHF 3,000.- per annum   50%   CHF 9,000.- per annum
    Hospital Flex 2   20%   CHF 2,000.- per annum   35%   CHF 4,000.- per annum
Concordia   PE4 Spital Libero   20 %   CHF 2'000.- per annum   35 %   CHF 4'000.- per annum
CSS   Standard Insurance Plus   20%   CHF 4,000.- per annum   35%   CHF 7,000.- per annum
GM   Global Flex   CHF 400.- per annum   CHF 4'000.- per annum   CHF 600.- per annum   CHF 5'000.- per annum
Helsana   Hospital Flex 1   35%   CHF 3,000.- per annum   50%   CHF 9,000.- per annum
    Hospital Flex 2   20%   CHF 2,000.- per annum   35%   CHF 4,000.- per annum
Innova   Sanvita Switch*   CHF 75.- per day   CHF 2,250.- per annum   CHF 200.- per day   CHF 6,000.- per day
  Activa Switch**   CHF 75.- per day   CHF 2,250.- per annum   CHF 200.- per day   CHF 6,000.- per day
Kolping   Flex hospital supplement VVG   35 %   CHF 2,500.- per annum   50 %   CHF 6,000.- per annum
Maxi.ch   Hospital Flex 1   35%   CHF 3,000.- per annum   50%   CHF 9,000.- per annum
    Hospital Flex 2   20%   CHF 2,000.- per annum   35%   CHF 4,000.- per annum
ÖKK   Kombi Flex   15 %   CHF 1,500.- per annum   25 %   CHF 4,500.- per annum
Progrès   Hospital Flex 1   35%   CHF 3,000.- per annum   50%   CHF 9,000.- per annum
    Hospital Flex 2   20%   CHF 2,000.- per annum   35%   CHF 4,000.- per annum
Provita   ProFlex   35 %   CHF 3'000.- per annum   50 %   CHF 9'000.- per annum
Sanitas   Hospital Standard Liberty   25 %   CHF 10,000.- per annum   50 %   CHF 20,000.- per annum
Sansan   Hospital Flex 1   35%   CHF 3,000.- per annum   50%   CHF 9,000.- per annum
    Hospital Flex 2   20%   CHF 2,000.- per annum   35%   CHF 4,000.- per annum
Vivao Sympany   Kombi Flex   15 %   CHF 1,500.- per annum   25 %   CHF 4,500.- per annum



* products for non-smokers
** products for smokers

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