Basic health insurance According to legal regulations (KVG), there are three age groups.
- Children: Individuals up to 18 years of age (including the year they turn 18).
- Young adults: Individuals from 19 up to and including 25 years of age receive premium discounts from virtually all health insurers.
- Adults: All adults over 25 years of age.
Supplementary health insurance
Supplementary health insurance often distinguishes between current age and admission age.