Basic health insurance Termination deadlines for changing insurance companies: For termination as of December 31, the termination letter (registered letter) must reach the former health insurance by November 30 or the last working day of November, respectively. This is the final deadline, no matter if your new premium is higher, lower or remains unchanged. For termination as of June 30, the termination letter (registered letter) must reach the health insurance by March 31 or the last working day of March, respectively. This only applies to policyholders with a deductible rate of CHF 300 (children: CHF 0) and a standard basic insurance (no alternative insurance models such as e.g. HMO or Telmed). In all other cases a switch to <*KRANKENKASSE*> is only possible for the end of a legal year. Click here for a prepared termination letter: Basic health insurance (Word). Attention: If you have any outstanding monthly premiums, you might not be allowed to change your insurance company.  If you have a bonus insurance with your current insurer: You may only terminate 5 years after contract conclusion for the end of the calendar year and must give three months‘ notice. However, should premiums rise, notice of termination must only be given one month in advance if the contract is over five years of age. Supplementary health insurance Termination deadlines for switching insurer: If your premiums rise: All information regarding termination is stated in the insurance conditions (e.g. one month as of notification of higher premiums or per year end). For unchanged premiums: Notification deadlines are listed in the table below. Click here for a prepared termination letter: Supplementary health insurance (Word). Tip: Only terminate your current supplementary insurance after you have received confirmation of acceptance from your new health insurance company without provisos. Otherwise you are recommended only to terminate your basic insurance. Health insurance companies can include a temporary or permanent proviso for supplementary insurance if they consider the applicant's state of health an unfavourable risk. This means that the policyholder will not receive compensation for any treatment related to the illness mentioned in the proviso. Answer the questions in the application form accurately and completely. Health insurance companies have the right to include retrospective provisos if it comes to light that an applicant has provided untruthful or incomplete information when completing the application form. Termination deadlines for supplementary health insurance if premiums have not risen: Health insurer Shortest contract duration Notice of termination Aerosana 1 year 3 months, for the end of the calendar year Agrisano 1 year 3 months, for the end of the calendar year Aquilana 1 year 3 months, for the end of the calendar year Assura 5 years 6 months, for the end of the calendar year Atupri 1 year 3 months, for the end of the calendar year Avanex 1 year 3 months, for the end of the calendar year Concordia 1 year 3 months, for the end of the calendar year CSS 3 years 3 months, for the end of the calendar year Eidgenössische 1 year 3 months, for the end of the calendar year Galenos 6 months 3 months, for end of June or end of calendar year Groupe Mutuel 5 years 6 months, for the end of the calendar year Helsana 1 year 3 months, for the end of the calendar year Hotela n.a. 3 months, for the end of the calendar year Innova 1 year 3 months, for the end of the calendar year Intras 1 year 3 months, for the end of the calendar year KK Malters 1 year 3 months, for the end of the calendar year KK Reg. Goms 3 years 3 months, for the end of the calendar year KK Cervino 1 year 6 months, for the end of the calendar year KLuG 1 year 3 months, for the end of the calendar year Kolping 1-2 years depending on product 3 months, for the end of the calendar year KPT / CPT 1 year 3 months, for the end of the calendar year Maxi.ch 1 year 3 months, for the end of the calendar year Moove Sympany 1 year 3 months, for the end of the calendar year ÖKK 1 year 3 months, for the end of the calendar year Panorama 1 year 3 months, for the end of the calendar year Philos 1 year 3 months, for the end of the calendar year Progrès 1 year 3 months, for the end of the calendar year Provita 1 year 1 month, for the end of the calendar year Rhenusana (BKK Heerbrugg) 1 year 3 months, for the end of the calendar year Sanitas 1 year 3 months, for the end of the calendar year Sansan 1 year 3 months, for the end of the calendar year Sodalis 1 year 3 months, for the end of the calendar year Sumiswalder KK 1 year 3 months, for the end of the calendar year Supra 5 years 6 months, for the end of the calendar year Swica 1 year 3 months, for the end of the calendar year Visana 1 year 3 months, for the end of the calendar year Vivao Sympany 1 year 3 months, for the end of the calendar year Wincare 1 year 3 months, for the end of the calendar year Xundheit 1 year 3 months, for the end of the calendar year