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Health insurance premium comparison for basic insurance
in 3000 Bern with accident insurance for adults


Selection of cheapest health insurance models (Standard, family doctor, HMO, Telmed)

with the possibility of requesting an offer  close
Health insurance company
Efficiency Award 
Comparis Rating 
Insurance
model
Premium 2014
Month / Year
CHF
Advantage 
CHF
 
KPT / CPT
5.3 good5.3 HMO
358.50 4,302.00 2,406.00
 
ÖKK
5.3 good5.3 Telmed
380.80 4,569.60 2,138.40
 
KPT / CPT
5.3 good5.3 Family doctor
(win.doc)
380.90 4,570.80 2,137.20
 
Atupri
5.2 good5.2 Standard
438.00 5,256.00 1,452.00



Health insurances with your selected models

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Health insurance company
Efficiency Award 
Comparis Rating 
Insurance
model
Premium 2014
Month / Year
CHF
Advantage 
CHF
 
Supra
4.7 adequate4.7 Family doctor
344.70 4,136.40 2,571.60
 
KPT / CPT
5.3 good5.3 HMO
358.50 4,302.00 2,406.00
 
Atupri
5.2 good5.2 HMO
363.60 4,363.20 2,344.80
 
Philos
member of Groupe Mutuel
4.3 sufficient4.3 Family doctor
(Basic Plus)
379.10 4,549.20 2,158.80
 
ÖKK
5.3 good5.3 HMO
380.80 4,569.60 2,138.40
 
ÖKK
5.3 good5.3 Telmed
380.80 4,569.60 2,138.40
 
KPT / CPT
5.3 good5.3 Family doctor
(win.doc)
380.90 4,570.80 2,137.20
 
Sana24
a Visana company
5.1 good5.1 HMO
387.60 4,651.20 2,056.80
 
Vivacare
a Visana company
5.0 good5.0 HMO
391.70 4,700.40 2,007.60
 
Philos
member of Groupe Mutuel
4.3 sufficient4.3 Telmed
392.50 4,710.00 1,998.00
 
Atupri
5.2 good5.2 Family doctor
394.20 4,730.40 1,977.60
 
Atupri
5.2 good5.2 Telmed
394.20 4,730.40 1,977.60
 
Assura
4.5 adequate4.5 Standard
396.90 4,762.80 1,945.20
 
Sana24
a Visana company
5.1 good5.1 Family doctor
397.30 4,767.60 1,940.40
 
Philos
member of Groupe Mutuel
4.3 sufficient4.3 Family doctor
(RS)
401.40 4,816.80 1,891.20
 
Vivacare
a Visana company
5.0 good5.0 Family doctor
(HAM)
401.50 4,818.00 1,890.00
 
ÖKK
5.3 good5.3 Family doctor
403.20 4,838.40 1,869.60
 
Agilia
not availablen.a. Family doctor
(win.doc)
404.70 4,856.40 1,851.60
 
Philos
member of Groupe Mutuel
4.3 sufficient4.3 Family doctor
(PrimaCare)
405.90 4,870.80 1,837.20
 
Visana
5.2 good5.2 HMO
408.30 4,899.60 1,808.40
 
Sodalis
Efficient administration
not availablen.a. Telmed
412.80 4,953.60 1,754.40
 
Visana
5.2 good5.2 Family doctor
(HAM)
418.50 5,022.00 1,686.00
 
KPT / CPT
5.3 good5.3 Telmed
425.70 5,108.40 1,599.60
 
Publisana
not availablen.a. Family doctor
(win.doc)
427.60 5,131.20 1,576.80
 
Visana
5.2 good5.2 Family doctor
(Med Direct)
428.70 5,144.40 1,563.60
 
Vivacare
a Visana company
5.0 good5.0 Telmed
(Tel Doc)
430.90 5,170.80 1,537.20
 
Aquilana
5.5 very good5.5 Family doctor
433.60 5,203.20 1,504.80
 
Atupri
5.2 good5.2 Standard
438.00 5,256.00 1,452.00
 
Vivacare
a Visana company
5.0 good5.0 Family doctor
(Med Direct)
440.70 5,288.40 1,419.60
 
Philos
member of Groupe Mutuel
4.3 sufficient4.3 Standard
446.00 5,352.00 1,356.00
 
ÖKK
5.3 good5.3 Standard
448.00 5,376.00 1,332.00
 
KPT / CPT
5.3 good5.3 Standard
448.00 5,376.00 1,332.00
 
KMU-Krankenversicherung
not availablen.a. Family doctor
449.30 5,391.60 1,316.40
 
Sana24
a Visana company
5.1 good5.1 Telmed
460.30 5,523.60 1,184.40
 
Klug
Efficient administration
not availablen.a. Standard
461.00 5,532.00 1,176.00
 
Vivacare
a Visana company
5.0 good5.0 Telmed
(Med Call)
465.10 5,581.20 1,126.80
 
Publisana
not availablen.a. Telmed
467.90 5,614.80 1,093.20
 
Sodalis
Efficient administration
not availablen.a. Standard
469.00 5,628.00 1,080.00
 
Kolping
5.4 good5.4 Telmed
469.60 5,635.20 1,072.80
 
Agilia
not availablen.a. Standard
476.00 5,712.00 996.00
 
Kolping
5.4 good5.4 HMO
478.00 5,736.00 972.00
 
Aquilana
5.5 very good5.5 Standard
481.70 5,780.40 927.60
 
Sana24
a Visana company
5.1 good5.1 Standard
484.50 5,814.00 894.00
 
Visana
5.2 good5.2 Telmed
(Med Call)
484.80 5,817.60 890.40
 
KMU-Krankenversicherung
not availablen.a. Standard
488.40 5,860.80 847.20
 
Vivacare
a Visana company
5.0 good5.0 Standard
489.60 5,875.20 832.80
 
Kolping
5.4 good5.4 Family doctor
492.00 5,904.00 804.00
 
Publisana
not availablen.a. Standard
503.00 6,036.00 672.00
 
Visana
5.2 good5.2 Standard
510.30 6,123.60 584.40
 
Kolping
5.4 good5.4 Standard
559.00 6,708.00 -
All information according to providers and subject to change. © by comparis.ch AG

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Your data
3000 Bern, Other
Year of birth Deductible   Accident coverage 
1. person 1974
Deductible rates proposed by health insurance companies
Models in comparison           


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The standard view contains the following information for the selected location:
  • the premium for your insurance models and the corresponding customer satisfaction
  • the cheapest and the most expensive standard basic insurance policy
  • the cheapest alternative insurance model, if selected
  • the premiums of the insurance companies with the highest and the lowest customer satisfaction
  • the premiums of the insurance companies with the lowest administrative costs (national and regional category)
  • all offers for which you can request an quote via comparis.ch
The full view contains the following information for the selected location:
  • all offers and the customer satisfaction of all insurance companies
Please note:
  • The benefits for basic health insurance are exactly the same with all providers.
  • Every spring, comparis.ch carries out a survey of customer satisfaction with the health insurance companies. The grades used in the survey are:
    5.5 - 6.0 excellent, 5.0 - 5.4 good, 4.5 - 4.9 satisfactory, 4.0 - 4.4 adequate, 1.0 - 3.9 poor.
  • The Groupe Mutuel is made up of 4 health insurance providers. Premiums vary among the individual providers.
    All members of Groupe Mutuel offer identical supplemental health insurance.
  • Innova Krankenversicherung AG was incorporated in Vivacare AG through a merger as of 1 January 2013 and therefore no longer provides basic health insurance. Innova continues to offer supplemental insurance.
  • Since 2005, health insurance companies have been granted freedom to choose which deductible levels they would like to offer. It is therefore possible that, for certain age groups and deductibles, no premiums are available. For families, this could result in no family premium being shown. Deductibles offered by each health insurer >>
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Source of premium information
  • comparis.ch shows the premiums approved by the Federal Office of Public Health (FOPH) for 2014. comparis.ch does not guarantee the accuracy of the premiums. Last update: 03.10.2013.
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