Sanitas - company details
Reserves of Sanitas health insurance
| Reserves in millions |
49.4 |
56.5 |
112.7 |
| Premiums in millions |
909.1 |
966.2 |
1005.8 |
Reserve ratio  |
5.4 % |
5.8 % |
11.2 % |
| Legal minimum rate |
10 % |
10 % |
n.a. |
| Difference |
-4.6 %
|
-4.2 %
|
n.a.
|
* comparis.ch shows the supervision data published by the FOPH. comparis.ch does not guarantee for the correctness of the data. Data as of: 08.03.2013
Structure
In 1958, Sanitas was established as a foundation. In 2004, its operative business was handed over to stock corporations. In 2010, Sanitas transformed the corporations into a holding structure. Since then, the Sanitas Grundversicherungen AG, the Wincare Versicherungen AG, the Sanitas Privatversicherungen AG and the Compact Grundversicherungen AG are under the umbrella of the Sanitas Beteiligungen AG. In Mai 2010, Sanitas and KPT announced their fusion.
Covered benefits in the Sanitas basic insurance
The legislator prescribes which package of benefits has to be covered by the health insurance company in the compulsory basic insurance:Overview of the covered benefits.
Change health insurance to Sanitas
When changing the health insurance, it is important to keep in mind the termination notices. Other than that, mobility is given in the compulsory part of the health insurance. This means that health insurance companies must accept all policyholders and cannot reject them due to age, sex or health condition and cannot set restrictions.
Sanitas offers
Sanitas offers the standard model in the whole of Switzerland. Furthermore, Sanitas also offers alternative insurance models – with which policyholders usually can save on premiums. However, some alternative insurance models are not available in the whole of Switzerland. In order to find out where these models are offered and how many premiums can be saved, a premium comparison is recommended.
